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Lexus GS 300 insurance rates are about $45 less per year than the average vehicle. Full coverage costs about $1,474 a year or $123 a month. Good drivers can save up to $608 a year in policy discounts by remaining safe and courteous while driving out on the roads. Let’s take a closer look at Lexus GS 300 insurance rates, safety features, and more.
You can start comparing quotes for Lexus GS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average Lexus GS 300 auto insurance rates are $1,474 a year or $123 a month.
The chart below details how Lexus GS 300 insurance rates compare to other luxury cars like the Acura TLX, Lexus ES 350, and Audi S8.
Vehicle | Comprehensive | Collision | Liability | Total |
Lexus GS 300 | $344 | $656 | $338 | $1,474 |
Acura TLX | $332 | $686 | $398 | $1,574 |
Lexus ES 350 | $362 | $656 | $316 | $1,470 |
Audi S8 | $658 | $1,368 | $398 | $2,582 |
Volvo S90 | $356 | $714 | $398 | $1,626 |
Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
Jaguar XE | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
The Lexus GS 300 trim and model you choose can impact the total price you will pay for Lexus GS 300 insurance coverage.
Older Lexus GS 300 models generally cost less to insure. Car insurance for a 2018 Lexus GS 300 costs $1,474.
Model Year | Comprehensive | Collision | Liability | Total |
2018 Lexus GS 300 | $344 | $656 | $338 | $1,474 |
Driver age can have a significant effect on Lexus GS 300 car insurance rates. For example, 30-year-old drivers pay $65 more for Lexus GS 300 car insurance than 40-year-old drivers.
Where you live can have a large impact on Lexus GS 300 insurance rates. For example, drivers in Los Angeles may pay $211 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Lexus GS 300 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus GS 300 car insurance with violations on their driving record.
The Lexus GS 300’s safety ratings will affect your Lexus GS 300 car insurance rates. See the chart below:
Test Type | Rating |
Small overlap front: driver-side | Not Tested |
---|---|
Small overlap front: passenger-side | Not Tested |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Not Tested |
Source: Insurance Institute for Highway Safety |
The Lexus GS 300 safety features can help lower insurance costs. According to AutoBlog, the 2020 Lexus GS 300 has the following safety features:
If you are financing a Lexus GS 300, most lenders will require your carry higher Lexus GS 300 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus GS 300 car insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Lexus GS 300 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lexus GS 300 car insurance rates low.
Who is the top car insurance company for Lexus GS 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus GS 300 offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
You can start comparing quotes for Lexus GS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
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