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Online Lexus GS 300 Insurance Rates [Guide + Free Quotes]

Key takeaways:

  • Full coverage costs around $1,474 a year or $123 each month
  • A liability-only policy costs around $591 a year or $49 each month
  • Highest rates are for teenage drivers at around $5,387 a year or $449 each month
  • Good drivers can save as much as $608 a year by earning policy discounts
  • Lexus GS 300 insurance costs around $45 less per year than the average vehicle

Lexus GS 300 insurance rates are about $45 less per year than the average vehicle. Full coverage costs about $1,474 a year or $123 a month. Good drivers can save up to $608 a year in policy discounts by remaining safe and courteous while driving out on the roads. Let’s take a closer look at Lexus GS 300 insurance rates, safety features, and more.

You can start comparing quotes for Lexus GS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

Table of Contents

Lexus GS 300 Insurance Cost

The average Lexus GS 300 auto insurance rates are $1,474 a year or $123 a month.

Are Lexus GS 300s Expensive to Insure?

The chart below details how Lexus GS 300 insurance rates compare to other luxury cars like the Acura TLX, Lexus ES 350, and Audi S8.

Vehicle Comprehensive Collision Liability Total
Lexus GS 300 $344 $656 $338 $1,474
Acura TLX $332 $686 $398 $1,574
Lexus ES 350 $362 $656 $316 $1,470
Audi S8 $658 $1,368 $398 $2,582
Volvo S90 $356 $714 $398 $1,626
Mercedes-Benz CLS 550 $432 $952 $398 $1,940
Jaguar XE $382 $774 $398 $1,712
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However, there are a few things you can do to find the cheapest Lexus insurance rates online.

What Impacts the Cost of Lexus GS 300 Insurance?

The Lexus GS 300 trim and model you choose can impact the total price you will pay for Lexus GS 300 insurance coverage.

Age of the Vehicle

Older Lexus GS 300 models generally cost less to insure. Car insurance for a 2018 Lexus GS 300 costs $1,474.

Model Year Comprehensive Collision Liability Total
2018 Lexus GS 300 $344 $656 $338 $1,474
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Driver Age

Driver age can have a significant effect on Lexus GS 300 car insurance rates. For example, 30-year-old drivers pay $65 more for Lexus GS 300 car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lexus GS 300 insurance rates. For example, drivers in Los Angeles may pay $211 a year more than drivers in Houston.

Your Driving Record

Your driving record can have an impact on the cost of Lexus GS 300 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus GS 300 car insurance with violations on their driving record.

Lexus GS 300 Safety Ratings

The Lexus GS 300’s safety ratings will affect your Lexus GS 300 car insurance rates. See the chart below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Not Tested
Source: Insurance Institute for Highway Safety
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Lexus GS 300 Safety Features

The Lexus GS 300 safety features can help lower insurance costs. According to AutoBlog, the 2020 Lexus GS 300 has the following safety features:

  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Lane Departure Warning
  • Lane Keeping Assist
  • Cross-Traffic Alert

Lexus GS 300 Finance and Insurance Cost

If you are financing a Lexus GS 300, most lenders will require your carry higher Lexus GS 300 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus GS 300 car insurance rates from the best companies using our FREE tool below.

Ways to Save on Lexus GS 300 Insurance

There are many ways that you can save on Lexus GS 300 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lexus GS 300 car insurance rates low.

  • Understand that Insurance Companies Can’t Change Your Lexus GS 300 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
  • Compare Insurance Companies After Moving
  • Use Paperless Billing for Your Lexus GS 300 Insurance Policy
  • Consider Renting a Car Instead of Buying a Second Lexus GS 300
  • Move to an Area with Better Weather

Top Lexus GS 300 Insurance Companies

Who is the top car insurance company for Lexus GS 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus GS 300 offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Lexus GS 300 Insurance Quotes Online

You can start comparing quotes for Lexus GS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.

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