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GMC Sierra 3500HD insurance rates are about $113 more annually than the average vehicle with full coverage costing around $1,632 a year or $136 a month. Good drivers can save up to $673 in policy discounts by practicing safe driving habits. Let’s take a closer look at GMC Sierra 3500HD insurance rates, safety features, and more.
You can start comparing quotes for GMC Sierra 3500HD car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average GMC Sierra 3500HD auto insurance costs are $1,632 a year or $136 a month.
The chart below details how GMC Sierra 3500HD insurance rates compare to other trucks like the Ford Ranger, GMC Sierra 2500HD, and Chevrolet Silverado 2500HD.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
The GMC Sierra 3500HD trim and model you choose can impact the total price you will pay for GMC Sierra 3500HD auto insurance coverage.
Older GMC Sierra 3500HD models generally cost less to insure. For example, car insurance for a 2020 GMC Sierra 3500HD costs $1,632, while 2010 GMC Sierra 3500HD insurance costs are $1,328, a difference of $304.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| 2019 GMC Sierra 3500HD | $358 | $630 | $440 | $1,608 |
| 2018 GMC Sierra 3500HD | $344 | $626 | $450 | $1,600 |
| 2017 GMC Sierra 3500HD | $332 | $610 | $470 | $1,592 |
| 2016 GMC Sierra 3500HD | $320 | $586 | $486 | $1,572 |
| 2015 GMC Sierra 3500HD | $304 | $564 | $500 | $1,548 |
| 2014 GMC Sierra 3500HD | $292 | $524 | $510 | $1,506 |
| 2013 GMC Sierra 3500HD | $280 | $494 | $514 | $1,468 |
| 2012 GMC Sierra 3500HD | $268 | $442 | $520 | $1,410 |
| 2011 GMC Sierra 3500HD | $250 | $408 | $520 | $1,358 |
| 2010 GMC Sierra 3500HD | $242 | $382 | $524 | $1,328 |
Driver age can have a significant impact on GMC Sierra 3500HD auto insurance rates. For instance, a 30-year-old driver may pay $72 more each year for GMC Sierra 3500HD auto insurance than a 40-year-old driver.
Where you live can have a large impact on GMC Sierra 3500HD insurance rates. For example, drivers in New York may pay $996 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of GMC Sierra 3500HD auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 3500HD auto insurance rates with violations on their driving record.
Most drivers don’t realize that not only do GMC Sierra 3500HD safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Sierra 3500HD auto insurance rates. The GMC Sierra 3500HD’s safety features include:
When financing a GMC Sierra 3500HD, most lenders will require your carry higher GMC Sierra 3500HD coverage options including comprehensive coverage, so be sure to shop around and compare GMC Sierra 3500HD car insurance rates from the best companies using our FREE tool below.
Save more on your GMC Sierra 3500HD car insurance rates. Take a look at the following five strategies that will get you the best GMC Sierra 3500HD auto insurance rates possible.
Several top car insurance companies offer competitive rates for the GMC Sierra 3500HD rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with GMC Sierra 3500HD drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for GMC Sierra 3500HD car insurance rates from some of the best car insurance companies by using our free online tool now.
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