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Key takeaways:
Lexus IS 300 insurance rates are about $79 more per year than the average vehicle. Full coverage averages $1,598 a year or $133 a month.
Good drivers save up to $659 a year in policy discounts by practicing safe driving habits. We’re going to take a quick look at Lexus IS 300 insurance rates, crash test ratings, and more.
You can start comparing quotes for Lexus IS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average car insurance costs for a Lexus IS 300 are $1,598 a year or $133 a month.
The chart below details how Lexus IS 300 insurance rates compare to other luxury cars like the Volvo S90, Mercedes-Benz C300, and Lexus GS 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
The Lexus IS 300 trim and model you choose can impact the total price you will pay for Lexus IS 300 insurance coverage.
Older Lexus IS 300 models generally cost less to insure. For example, car insurance for a 2018 Lexus IS 300 costs $1,598, while 2016 Lexus IS 300 insurance costs are $1,560, a difference of $38.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| 2017 Lexus IS 300 | $344 | $668 | $416 | $1,586 |
| 2016 Lexus IS 300 | $332 | $640 | $430 | $1,560 |
Driver age can have a significant impact on the cost of Lexus IS 300 auto insurance. For example, 20-year-old drivers pay as much as $2,025 more each year for their Lexus IS 300 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Lexus IS 300 insurance rates. For example, drivers in Los Angeles may pay $879 a year more than drivers in Phoenix.
Your driving record can have an impact on the cost of Lexus IS 300 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 300 auto insurance rates with violations on their driving record.
The Lexus IS 300’s safety ratings will affect your Lexus IS 300 car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
If the Lexus IS 300 crash test ratings are good, you could have lower Lexus IS 300 car insurance rates. See Lexus IS 300 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus IS 300 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Lexus IS 300 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Lexus IS 300, the more likely it is that you can earn a discount. The Lexus IS 300’s safety features include:
If you are financing a Lexus IS 300, you will pay more if you purchase Lexus IS 300 car insurance at the dealership, so be sure to shop around and compare Lexus IS 300 car insurance quotes from the best companies using our FREE tool below.
You can save more money on your Lexus IS 300 auto insurance rates by employing any of the following five strategies.
The best auto insurance companies for Lexus IS 300 car insurance rates will offer competitive rates, discounts, and account for the Lexus IS 300’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Lexus IS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
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