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FIAT 500 insurance rates are around $167 less than the average vehicle in the U.S. Full coverage costs about $1,352 a year or $113 a month, but you may only need liability coverage for older FIAT 500s which will set you back about $542 a year or $45 a month.
Good drivers can save up to $557 a year by practicing safe driving habits. Let’s look at FIAT 500 insurance rates, crash test ratings, and more.
You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average FIAT 500 auto insurance costs are $1,352 a year or $113 a month.
The chart below details how FIAT 500 insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Beetle, and Volkswagen Golf.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
However, there are a few things you can do to find the cheapest FIAT insurance rates online.
The FIAT 500 trim and model you choose can impact the total price you will pay for FIAT 500 insurance coverage.
Older FIAT 500 models generally cost less to insure. For example, auto insurance rates for a 2017 FIAT 500 are $1,352, while 2012 FIAT 500 rates are $1,228, a difference of $124.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 FIAT 500 | $236 | $466 | $470 | $1,352 |
| 2016 FIAT 500 | $228 | $446 | $486 | $1,340 |
| 2015 FIAT 500 | $216 | $430 | $500 | $1,326 |
| 2014 FIAT 500 | $206 | $400 | $510 | $1,296 |
| 2013 FIAT 500 | $198 | $376 | $514 | $1,268 |
| 2012 FIAT 500 | $190 | $338 | $520 | $1,228 |
Driver age can have a significant impact on the cost of FIAT 500 auto insurance. For example, 20-year-old drivers pay approximately $1,654 each year for their FIAT 500 auto insurance than 30-year-old drivers.
Where you live can have a large impact on FIAT 500 insurance rates. For example, drivers in New York may pay $825 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of FIAT 500 auto insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500 car insurance with violations on their driving record.
FIAT 500 crash test ratings can impact the cost of your FIAT 500 car insurance. See FIAT 500 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 FIAT 500 CABRIO 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 BEV 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 ABARTH CABRIO 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 ABARTH 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 3 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
FIAT 500 safety features can lower the cost of your insurance. The safety features for the 2020 FIAT 500 include:
If you are financing a FIAT 500, most lenders will require your carry higher FIAT 500 coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500 auto insurance quotes from the best auto insurance companies using our FREE tool below.
There are many ways that you can save on FIAT 500 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your FIAT 500 car insurance rates low.
Several top car insurance companies offer competitive rates for the FIAT 500 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with FIAT 500 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.
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