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Lexus GS 350 insurance rates are slightly more than the average vehicle. Full coverage costs about $1,558 a year or $130 a month. Good drivers can save up to $642 a year in policy discounts for being safe on the road. Let’s take a quick look at Lexus GS 350 insurance rates, insurance losses, and more.
You can start comparing quotes for Lexus GS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average auto insurance rates for a Lexus GS 350 cost $1,558 a year or $130 a month.
The chart below details how Lexus GS 350 insurance rates compare to other luxury cars like the Audi S7, Lexus ES 350, and Mercedes-Benz C300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Audi S7 | $532 | $1,250 | $398 | $2,338 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
Even though the average annual rate for the Lexus GS 350 is $1,558, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Lexus GS 350.
The average Lexus GS 350 car insurance rates are higher for newer models. For example, car insurance for a 2018 Lexus GS 350 costs $1,558, while 2010 Lexus GS 350 insurance costs are $1,226, a difference of $332.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| 2017 Lexus GS 350 | $356 | $698 | $354 | $1,544 |
| 2016 Lexus GS 350 | $344 | $668 | $364 | $1,512 |
| 2015 Lexus GS 350 | $326 | $646 | $376 | $1,484 |
| 2014 Lexus GS 350 | $312 | $598 | $384 | $1,430 |
| 2013 Lexus GS 350 | $300 | $564 | $388 | $1,388 |
| 2011 Lexus GS 350 | $270 | $466 | $390 | $1,262 |
| 2010 Lexus GS 350 | $260 | $436 | $394 | $1,226 |
Driver age can have a significant effect on the cost of Lexus GS 350 car insurance. For example, a 20-year-old driver could pay around $159 more each month for their Lexus GS 350 car insurance than a 30-year-old driver.
Where you live can have a large impact on Lexus GS 350 insurance rates. For example, drivers in Los Angeles may pay $223 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Lexus GS 350 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus GS 350 auto insurance rates with violations on their driving record.
Your Lexus GS 350 auto insurance rates are tied to the Lexus GS 350’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Good Lexus GS 350 crash test ratings mean the VW is safer, which could mean cheaper Lexus GS 350 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus GS 350 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Lexus GS 350 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do Lexus GS 350 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Lexus GS 350 auto insurance rates. The Lexus GS 350’s safety features include:
Review the Lexus GS 350 car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Lexus GS 350 auto insurance costs; higher percentages mean higher Lexus GS 350 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 60% |
|---|---|
| Property Damage | -22% |
| Comprehensive | 90% |
| Personal Injury | -19% |
| Medical Payment | 7% |
| Bodily Injury | -21% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Lexus GS 350, most lenders will require your carry higher Lexus GS 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus GS 350 car insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Lexus GS 350 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lexus GS 350 car insurance rates
Who is the top auto insurance company for Lexus GS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus GS 350 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save money by comparing Lexus GS 350 insurance rates with free quotes online now!
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