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Key takeaways:
MINI Hardtop 2 Door insurance rates are around $227 a year less than the average vehicle. Full coverage costs about $1,292 a year or $108 a month. Good drivers can save up to $533 a year by practicing safe driving habits. Let’s take a closer look at MINI Hardtop 2 Door insurance rates, safety features, and more.
You can start comparing quotes for MINI Hardtop 2 Door car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average MINI Hardtop 2 Door auto insurance rates are $1,292 a year or $108 a month.
The chart below details how MINI Hardtop 2 Door insurance rates compare to other coupes like the Mercedes-Benz CLA 250, Audi TT, and Nissan 370Z.
Vehicle | Comprehensive | Collision | Liability | Total |
MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
Audi TT | $382 | $714 | $398 | $1,652 |
Nissan 370Z | $332 | $714 | $450 | $1,676 |
Dodge Challenger | $404 | $688 | $420 | $1,692 |
Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
Audi S5 | $394 | $864 | $398 | $1,814 |
However, there are a few things you can do to find the cheapest MINI insurance rates online.
The MINI Hardtop 2 Door trim and model you choose can impact the total price you will pay for MINI Hardtop 2 Door car insurance coverage.
The average MINI Hardtop 2 Door car insurance rates are higher for newer models. For example, car insurance for a 2018 MINI Hardtop 2 Door costs $1,292, while 2017 MINI Hardtop 2 Door insurance costs are $1,286, a difference of $6.
Model Year | Comprehensive | Collision | Liability | Total |
2018 MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
2017 MINI Hardtop 2 Door | $272 | $524 | $354 | $1,286 |
Driver age can have a significant effect on MINI Hardtop 2 Door car insurance rates. For example, 30-year-old drivers pay $57 more for MINI Hardtop 2 Door car insurance than 40-year-old drivers.
Where you live can have a large impact on MINI Hardtop 2 Door insurance rates. For example, drivers in Phoenix may pay $710 a year less than drivers in Los Angeles.
Your driving record can have an impact on your MINI Hardtop 2 Door car insurance rates. Teens and drivers in their 20’s see the highest jump in their MINI Hardtop 2 Door car insurance with violations on their driving record.
Your MINI Hardtop 2 Door car insurance rates are tied to the safety ratings of the MINI Hardtop 2 Door. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Good |
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Small overlap front: passenger-side | Not Tested |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
Not only do good MINI Hardtop 2 Door crash test ratings mean you are better protected in a crash, but good MINI Hardtop 2 Door crash ratings also mean cheaper insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
MINI Hardtop 2 Door | 4 | 4 | 4 | 4 |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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The MINI Hardtop 2 Door safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your MINI Hardtop 2 Door auto insurance rates. The MINI Hardtop 2 Door’s safety features include:
If you are financing a MINI Hardtop 2 Door, most lenders will require your carry higher MINI Hardtop 2 Door coverage options including comprehensive coverage, so be sure to shop around and compare MINI Hardtop 2 Door car insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on MINI Hardtop 2 Door car insurance. Below are five actions you can take to find cheap MINI Hardtop 2 Door auto insurance rates.
Who is the best company for MINI Hardtop 2 Door insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Hardtop 2 Door insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the MINI Hardtop 2 Door offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Save on your MINI Hardtop 2 Door car insurance rates by taking advantage of our FREE comparison tool.
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