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Key takeaways:
Jeep Grand Cherokee insurance rates are on average $105 less yearly than the average vehicle. Full coverage costs around $1,414 a year or $118 a month.
Good drivers can save up to $583 a year by practicing safe driving habits. Let’s look at Jeep Grand Cherokee insurance rates, safety ratings, and more.
You can start comparing quotes for Jeep Grand Cherokee car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Jeep Grand Cherokee car insurance rates are $1,414 a year or $118 a month.
The chart below details how Jeep Grand Cherokee insurance rates compare to other SUVs like the Mercedes-Benz GLE 350, Cadillac XT5, and Lexus RX 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
You might have noticed that there is a multitude of factors that impact Jeep Grand Cherokee car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Jeep Grand Cherokee.
Older Jeep Grand Cherokee models generally cost less to insure. For example, car insurance rates for a 2020 Jeep Grand Cherokee are $1,414, while 2010 Jeep Grand Cherokee rates are $1,156, a difference of $258.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| 2019 Jeep Grand Cherokee | $306 | $542 | $390 | $1,396 |
| 2018 Jeep Grand Cherokee | $294 | $536 | $398 | $1,386 |
| 2017 Jeep Grand Cherokee | $284 | $524 | $416 | $1,382 |
| 2016 Jeep Grand Cherokee | $274 | $502 | $430 | $1,364 |
| 2015 Jeep Grand Cherokee | $260 | $484 | $442 | $1,344 |
| 2014 Jeep Grand Cherokee | $250 | $450 | $452 | $1,310 |
| 2013 Jeep Grand Cherokee | $240 | $424 | $456 | $1,278 |
| 2012 Jeep Grand Cherokee | $230 | $380 | $460 | $1,228 |
| 2011 Jeep Grand Cherokee | $214 | $350 | $460 | $1,182 |
| 2010 Jeep Grand Cherokee | $206 | $328 | $464 | $1,156 |
Driver age can have a significant effect on the cost of Jeep Grand Cherokee car insurance. For example, a 20-year-old driver could pay around $144 more each month for their Jeep Grand Cherokee car insurance than a 30-year-old driver.
Where you live can have a large impact on Jeep Grand Cherokee insurance rates. For example, drivers in New York may pay $862 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Jeep Grand Cherokee car insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Grand Cherokee car insurance rates with violations on their driving record.
Your Jeep Grand Cherokee auto insurance rates are tied to the Jeep Grand Cherokee’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Poor |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Jeep Grand Cherokee crash test ratings can impact the cost of your Jeep Grand Cherokee car insurance. See Jeep Grand Cherokee crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jeep Grand Cherokee Trackhawk SUV 4WD | N/R | N/R | N/R | N/R |
| 2020 Jeep Grand Cherokee SUV 4WD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Jeep Grand Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2019 Jeep Grand Cherokee Trackhawk SUV 4WD | N/R | N/R | N/R | N/R |
| 2019 Jeep Grand Cherokee SUV 4WD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Jeep Grand Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2018 Jeep Grand Cherokee Trackhawk SUV 4WD | N/R | N/R | N/R | N/R |
| 2018 Jeep Grand Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Jeep Grand Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2017 Jeep Grand Cherokee SUV 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Jeep Grand Cherokee SUV 2WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2017 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 2016 Jeep Grand Cherokee SUV 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Jeep Grand Cherokee SUV 2WD | 4 stars | 5 stars | 5 stars | 3 stars |
| 2016 Jeep Grand Cherokee SRT SUV 4WD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Jeep Grand Cherokee safety features can help lower insurance costs. According to AutoBlog, the 2020 Jeep Grand Cherokee has the following safety features:
Another contributing factor that plays a direct role in Jeep Grand Cherokee insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -19% |
|---|---|
| Property Damage | 11% |
| Comprehensive | -29% |
| Personal Injury | -38% |
| Medical Payment | -40% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Jeep Grand Cherokee, most lenders will require your carry higher Jeep Grand Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Grand Cherokee car insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Jeep Grand Cherokee car insurance rates by employing any one of the following strategies.
Several insurance companies offer competitive rates for the Jeep Grand Cherokee based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Grand Cherokee drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Jeep Grand Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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