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Key takeaways:
Dodge Ram insurance rates are right around the average cost with full coverage setting you back around $1,524 a year or $127 a month.
Good drivers can save up to $628 a year in policy discounts by practicing safe driving habits. Let’s dig into Dodge Ram insurance rates, safety features, and more.
You can start comparing quotes for Dodge Ram car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Dodge Ram car insurance costs are $1,524 a year or $127 a month.
The chart below details how Dodge Ram insurance rates compare to other trucks like the Chevrolet Silverado 3500HD, Toyota Tacoma, and Nissan Frontier.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Chevrolet Silverado 3500HD | $404 | $656 | $420 | $1,660 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
The Dodge Ram trim and model you choose will affect the total price you will pay for Dodge Ram insurance coverage.
The average Dodge Ram car insurance rates are higher for newer models. For example, car insurance for a 2020 Dodge Ram costs $1,524, while 2010 Dodge Ram insurance costs are $1,266, a difference of $258.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Ram | $362 | $562 | $420 | $1,524 |
| 2019 Dodge Ram | $346 | $542 | $440 | $1,508 |
| 2018 Dodge Ram | $332 | $536 | $450 | $1,498 |
| 2017 Dodge Ram | $320 | $524 | $470 | $1,494 |
| 2016 Dodge Ram | $310 | $502 | $486 | $1,478 |
| 2015 Dodge Ram | $292 | $484 | $500 | $1,456 |
| 2014 Dodge Ram | $282 | $450 | $510 | $1,422 |
| 2013 Dodge Ram | $270 | $424 | $514 | $1,388 |
| 2012 Dodge Ram | $258 | $380 | $520 | $1,338 |
| 2011 Dodge Ram | $242 | $350 | $520 | $1,292 |
| 2010 Dodge Ram | $234 | $328 | $524 | $1,266 |
Driver age can have a significant impact on the cost of Dodge Ram auto insurance. For example, 20-year-old drivers pay as much as $1,931 more each year for their Dodge Ram auto insurance than 40-year-old drivers.
Where you live can have a large impact on Dodge Ram insurance rates. For example, drivers in New York may pay $930 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Dodge Ram car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram car insurance rates with violations on their driving record.
Most drivers don’t realize that not only do Dodge Ram safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Dodge Ram auto insurance rates. The Dodge Ram’s safety features include:
If you are financing a Dodge Ram, most lenders will require your carry higher Dodge Ram coverages including comprehensive coverage, so be sure to compare Dodge Ram car insurance rates from the best companies using our FREE tool below.
Save more on your Dodge Ram car insurance rates. Take a look at the following five strategies that will get you the best Dodge Ram auto insurance rates possible.
Who is the best company for Dodge Ram insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Dodge Ram car insurance quotes for free by using our convenient online comparison tool.
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