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Cadillac CTS-V insurance rates average $1,684 a year or $140 a month for full coverage. Good drivers may be eligible for up to $694 in policy discounts per year by practicing safe driving habits. Let’s look at Cadillac CTS-V insurance rates, crash test ratings, and more.
You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.
The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Infiniti Q70, Mercedes-Benz E300, and Porsche Panamera.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
The Cadillac CTS-V trim and model you choose can impact the total price you will pay for Cadillac CTS-V insurance coverage.
Older Cadillac CTS-V models generally cost less to insure. For example, car insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| 2017 Cadillac CTS-V | $394 | $784 | $354 | $1,668 |
| 2016 Cadillac CTS-V | $380 | $752 | $364 | $1,632 |
| 2014 Cadillac CTS-V | $344 | $674 | $384 | $1,538 |
| 2013 Cadillac CTS-V | $332 | $634 | $388 | $1,490 |
| 2012 Cadillac CTS-V | $318 | $568 | $390 | $1,412 |
| 2011 Cadillac CTS-V | $296 | $522 | $390 | $1,344 |
| 2010 Cadillac CTS-V | $286 | $490 | $394 | $1,306 |
Driver age can have a significant impact on Cadillac CTS-V auto insurance rates. For example, 20-year-old drivers pay approximately $2,060 more each year for their Cadillac CTS-V auto insurance than 30-year-old drivers.
Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in Jacksonville may pay $1,011 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V auto insurance rates with violations on their driving record.
Your Cadillac CTS-V car insurance rates are tied to the safety ratings of the Cadillac CTS-V. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Cadillac CTS-V crash test ratings can impact your Cadillac CTS-V car insurance rates. See Cadillac CTS-V crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2018 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2017 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2016 Cadillac CTS-V 4 DR RWD | N/R | N/R | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Cadillac CTS-V can help lower your insurance costs. According to AutoBlog, the 2020 Cadillac CTS-V’s safety features include:
The Cadillac CTS-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Cadillac CTS-V, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 74% |
|---|---|
| Property Damage | -26% |
| Comprehensive | 35% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Cadillac CTS-V, you will pay more if you purchase Cadillac CTS-V auto insurance at the dealership, so be sure to shop around and compare Cadillac CTS-V auto insurance quotes from the best companies using our FREE tool below.
There are several ways you can save even more on your Cadillac CTS-V car insurance rates. Take a look at the following five tips:
Who is the best company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.
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