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Audi A4 insurance rates are about $25 more per year than the average vehicle with full coverage costing around $1,544 a year or $129 a month. Good drivers can save up to $637 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Audi A4 insurance rates, crash test ratings, and more.
You can start comparing quotes for Audi A4 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Audi A4 car insurance rates are $1,544 a year or $129 a month.
The chart below details how Audi A4 insurance rates compare to other luxury cars like the Audi S7, Lexus IS 300, and Chevrolet Corvette.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A4 | $332 | $656 | $398 | $1,544 |
| Audi S7 | $532 | $1,250 | $398 | $2,338 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
The Audi A4 trim and model you choose can impact the total price you will pay for Audi A4 car insurance coverage.
The average Audi A4 car insurance rates are higher for newer models. For example, car insurance for a 2018 Audi A4 costs $1,544, while 2010 Audi A4 insurance costs are $1,256, a difference of $288.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi A4 | $332 | $656 | $398 | $1,544 |
| 2017 Audi A4 | $320 | $640 | $416 | $1,534 |
| 2016 Audi A4 | $310 | $612 | $430 | $1,510 |
| 2015 Audi A4 | $292 | $592 | $442 | $1,484 |
| 2014 Audi A4 | $282 | $548 | $452 | $1,440 |
| 2013 Audi A4 | $270 | $516 | $456 | $1,400 |
| 2012 Audi A4 | $258 | $464 | $460 | $1,340 |
| 2011 Audi A4 | $242 | $426 | $460 | $1,286 |
| 2010 Audi A4 | $234 | $400 | $464 | $1,256 |
Driver age can have a significant effect on Audi A4 car insurance rates. As an example, a 30-year-old driver pays around $68 more each year for their Audi A4 car insurance than a 40-year-old driver.
Where you live can have a large impact on Audi A4 insurance rates. For example, drivers in Houston may pay $1,137 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Audi A4 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi A4 auto insurance rates with violations on their driving record.
The Audi A4’s safety ratings will affect your Audi A4 car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Audi A4 can impact your Audi A4 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi A4 allroad SW AWD | N/R | N/R | 5 stars | N/R |
| 2020 Audi A4 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Audi A4 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Audi A4 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Audi A4 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Audi A4 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Audi A4 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Audi A4 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Audi A4 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Audi A4 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Audi A4 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Audi A4 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Audi A4 auto insurance rates. The Audi A4’s safety features include:
The lower percentage means lower Audi A4 car insurance costs; higher percentages mean higher Audi A4 car insurance costs. Compare the following Audi A4 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 79% |
|---|---|
| Property Damage | 7% |
| Comprehensive | 3% |
| Personal Injury | -20% |
| Medical Payment | 12% |
| Bodily Injury | 0% |
| Source: Insurance Institute for Highway Safety | |
When financing a Audi A4, most lenders will require your carry higher Audi A4 coverage options including comprehensive coverage, so be sure to shop around and compare Audi A4 car insurance rates from the best companies using our FREE tool below.
You can save more money on your Audi A4 auto insurance rates by employing any of the following five strategies.
The best auto insurance companies for Audi A4 car insurance rates will offer competitive rates, discounts, and account for the Audi A4’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Audi A4 insurance from some of the top car insurance companies by using our free online tool today.
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