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Ford Taurus insurance rates are about $23 less than the average vehicle, with full coverage coming in at around $1,496 a year or $125 a month. Good drivers can save up to $617 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Ford Taurus insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford Taurus car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average auto insurance rates for a Ford Taurus cost $1,496 a year or $125 a month.
The chart below details how Ford Taurus insurance rates compare to other sedans like the Toyota Avalon, Chevrolet Blazer, and Chevrolet Impala.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Chevrolet Impala | $280 | $532 | $372 | $1,342 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
The Ford Taurus trim and model you choose can impact the total price you will pay for Ford Taurus insurance coverage.
Older Ford Taurus models generally cost less to insure. For example, car insurance for a 2018 Ford Taurus costs $1,496, while 2010 Ford Taurus insurance costs are $1,228, a difference of $268.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Ford Taurus | $344 | $596 | $398 | $1,496 |
| 2017 Ford Taurus | $332 | $582 | $416 | $1,488 |
| 2016 Ford Taurus | $320 | $558 | $430 | $1,466 |
| 2015 Ford Taurus | $304 | $538 | $442 | $1,442 |
| 2014 Ford Taurus | $292 | $500 | $452 | $1,402 |
| 2013 Ford Taurus | $280 | $470 | $456 | $1,364 |
| 2012 Ford Taurus | $268 | $422 | $460 | $1,308 |
| 2011 Ford Taurus | $250 | $388 | $460 | $1,256 |
| 2010 Ford Taurus | $242 | $364 | $464 | $1,228 |
Driver age can have a significant impact on Ford Taurus auto insurance rates. For example, 20-year-old drivers pay approximately $1,829 more each year for their Ford Taurus auto insurance than 30-year-old drivers.
Where you live can have a large impact on Ford Taurus insurance rates. For example, drivers in Houston may pay $1,102 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Ford Taurus auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Taurus car insurance with violations on their driving record.
Your Ford Taurus auto insurance rates are tied to the Ford Taurus’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Good Ford Taurus crash test ratings mean the VW is safer, which could mean cheaper Ford Taurus car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Taurus 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Taurus 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Ford Taurus safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Ford Taurus auto insurance rates. The Ford Taurus’s safety features include:
The Ford Taurus’s insurance loss probability varies between different coverage types. The lower percentage means lower Ford Taurus auto insurance costs; higher percentages mean higher Ford Taurus auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 9% |
|---|---|
| Property Damage | -12% |
| Comprehensive | 34% |
| Personal Injury | 15% |
| Medical Payment | 15% |
| Bodily Injury | 1% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Ford Taurus, you will pay more if you purchase Ford Taurus car insurance at the dealership, so be sure to shop around and compare Ford Taurus car insurance quotes from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Ford Taurus auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Ford Taurus car insurance rates
The best auto insurance companies for Ford Taurus car insurance rates will offer competitive rates, discounts, and account for the Ford Taurus’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Ford Taurus auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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