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Honda CR-V insurance rates are quite a bit cheaper than the average vehicle, owed in part to its good safety ratings. You can pay as low as $38 per month for liability-only coverage and $95 per month for full coverage. Let’s take a closer look at Honda CR-V insurance rates, safety ratings, and more.
You can start comparing quotes for Honda CR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Honda CR-V auto insurance rates are $1,140 a year or $95 a month.
The chart below details how Honda CR-V insurance rates compare to other crossovers like the Mazda CX-5, Toyota C-HR, and Ford EcoSport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.
The average Honda CR-V car insurance rates are higher for newer models. For example, car insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda CR-V | $280 | $408 | $316 | $1,140 |
| 2019 Honda CR-V | $268 | $392 | $332 | $1,128 |
| 2018 Honda CR-V | $256 | $388 | $338 | $1,118 |
| 2017 Honda CR-V | $248 | $378 | $354 | $1,116 |
| 2016 Honda CR-V | $240 | $362 | $364 | $1,102 |
| 2015 Honda CR-V | $226 | $350 | $376 | $1,088 |
| 2014 Honda CR-V | $218 | $326 | $384 | $1,064 |
| 2013 Honda CR-V | $208 | $306 | $388 | $1,038 |
| 2012 Honda CR-V | $200 | $274 | $390 | $1,000 |
| 2011 Honda CR-V | $188 | $252 | $390 | $966 |
| 2010 Honda CR-V | $180 | $236 | $394 | $946 |
Driver age can have a significant impact on Honda CR-V auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Honda CR-V auto insurance than a 40-year-old driver.
Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in New York may pay $695 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Honda CR-V car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-V car insurance with violations on their driving record.
Your Honda CR-V auto insurance rates are influenced by the Honda CR-V’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Good Honda CR-V crash test ratings can lower your Honda CR-V auto insurance rates. See Honda CR-V crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Honda CR-V HYBRID SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Honda CR-V, the more likely it is that you can earn a discount. The Honda CR-V’s safety features include:
The lower percentage means lower Honda CR-V car insurance rates; higher percentages mean higher Honda CR-V auto insurance rates. Insurance loss probability on the Honda CR-V fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -32% |
|---|---|
| Property Damage | -19% |
| Comprehensive | -42% |
| Personal Injury | -7% |
| Medical Payment | -14% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
When financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V car insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Honda CR-V car insurance. Below are five actions you can take to find cheap Honda CR-V auto insurance rates.
Who is the top car insurance company for Honda CR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-V offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Honda CR-V auto insurance quotes for free by using our FREE online comparison tool.
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