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Honda Insight insurance rates are around $241 less than the average vehicle, with full coverage costing about $1,278 a year or $107 a month. Good drivers can get discounts totaling up to $527 a year by practicing safe driving habits. Let’s take a look at Honda Insight insurance rates, safety ratings, and more.
You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now.
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The average Honda Insight car insurance rates are $1,278 a year or $107 a month.
The chart below details how Honda Insight insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Toyota Prius, and Honda Accord Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
Even though the average annual rate for the Honda Insight is $1,278, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda Insight.
The average Honda Insight auto insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Honda Insight cost $1,278, while 2010 Honda Insight rates are $1,130, a difference of $148.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Honda Insight | $218 | $450 | $452 | $1,278 |
| 2013 Honda Insight | $208 | $424 | $456 | $1,246 |
| 2012 Honda Insight | $200 | $380 | $460 | $1,198 |
| 2011 Honda Insight | $188 | $350 | $460 | $1,156 |
| 2010 Honda Insight | $180 | $328 | $464 | $1,130 |
Driver age can have a significant effect on the cost of Honda Insight car insurance. For example, a 20-year-old driver could pay around $130 more each month for their Honda Insight car insurance than a 30-year-old driver.
Where you live can have a large impact on Honda Insight insurance rates. For example, drivers in Phoenix may pay $703 a year less than drivers in Los Angeles.
Your driving record can have an impact on the cost of Honda Insight auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Insight auto insurance rates with violations on their driving record.
The Honda Insight’s safety ratings will affect your Honda Insight car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Poor Honda Insight crash test ratings could mean higher Honda Insight car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Insight 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Honda Insight can help lower your insurance costs. According to AutoBlog, the 2020 Honda Insight’s safety features include:
When financing a Honda Insight, most lenders will require your carry higher Honda Insight coverage options including comprehensive coverage, so be sure to shop around and compare Honda Insight car insurance rates from the best companies using our FREE tool below.
If you want to reduce the cost of your Honda Insight insurance rates, follow these tips below:
Who is the top auto insurance company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Insight offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
To start comparing Honda Insight car insurance quotes for free, use our online car insurance comparison tool.
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