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Key takeaways:
Acura RLX insurance rates are greater than the average vehicle, with full coverage costing about $1,712 a year or $143 a month. If you have an older Acura RLX, you may opt for liability-only coverage, which averages $686 a year or $57 a month.
Good drivers are eligible for up to $706 a year for practicing safe driving habits. Let’s look at Acura RLX insurance rates, safety ratings, and more.
You can start comparing quotes for Acura RLX car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Acura RLX car insurance rates are $1,712 a year or $143 a month.
The chart below details how Acura RLX insurance rates compare to other luxury cars like the Cadillac CT6, BMW M3, and Lexus IS 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
The Acura RLX trim and model you choose can impact the total price you will pay for Acura RLX insurance coverage.
Older Acura RLX models generally cost less to insure. For example, car insurance rates for a 2017 Acura RLX are $1,712, while 2014 Acura RLX rates are $1,592, a difference of $120.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Acura RLX | $382 | $756 | $416 | $1,712 |
| 2016 Acura RLX | $368 | $724 | $430 | $1,680 |
| 2015 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2014 Acura RLX | $334 | $648 | $452 | $1,592 |
Driver age can have a significant impact on Acura RLX auto insurance rates. As an example, a 40-year-old driver could pay $181 less each month for their Acura RLX auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Acura RLX insurance rates. For example, drivers in Los Angeles may pay $634 a year more than drivers in Philadelphia.
Your driving record can have an impact on your Acura RLX auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Acura RLX car insurance with violations on their driving record.
Your Acura RLX auto insurance rates are tied to the Acura RLX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura RLX crash test ratings can impact your Acura RLX car insurance rates. See Acura RLX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura RLX SPORT HYBRID 4 DR AWD | N/R | N/R | 5 stars | 5 stars |
| 2020 Acura RLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura RLX Sport Hybrid 4 DR AWD | N/R | N/R | 5 stars | 5 stars |
| 2019 Acura RLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura RLX Sport Hybrid 4 DR AWD | N/R | N/R | 5 stars | 5 stars |
| 2018 Acura RLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura RLX Sport Hybrid 4 DR AWD | N/R | N/R | 5 stars | 5 stars |
| 2017 Acura RLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura RLX Sport Hybrid 4 DR AWD | N/R | N/R | 5 stars | 5 stars |
| 2016 Acura RLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Acura RLX, the more likely it is that you can earn a discount. The Acura RLX’s safety features include:
The lower percentage means lower Acura RLX car insurance costs; higher percentages mean higher Acura RLX car insurance costs. Compare the following Acura RLX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 28% |
|---|---|
| Property Damage | -37% |
| Comprehensive | 79% |
| Personal Injury | -18% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Acura RLX, most lenders will require your carry higher Acura RLX coverage options including comprehensive coverage, so be sure to shop around and compare Acura RLX auto insurance quotes from the best auto insurance companies using our FREE tool below.
There are several ways you can save even more on your Acura RLX car insurance rates. Take a look at the following five tips:
Who is the top car insurance company for Acura RLX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura RLX auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura RLX offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
To start comparing Acura RLX car insurance quotes for free, use our online car insurance comparison tool.
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