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Key takeaways:
Chevrolet Spark insurance rates are about $209 less per year than the average vehicle in the U.S. Full coverage costs about $1,310 a year or $109 a month.
Good drivers can save up to $540 a year in policy discounts by practicing safe driving habits. Let’s take a look at Chevrolet Spark insurance rates, safety features, and more.
You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Chevrolet Spark car insurance rates are $1,310 a year or $109 a month.
The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Mitsubishi Mirage, and Volkswagen Beetle.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
The Chevrolet Spark trim and model you choose will affect the total price you will pay for Chevrolet Spark insurance coverage.
The average Chevrolet Spark auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Chevrolet Spark cost $1,310, while 2013 Chevrolet Spark rates are $1,234, a difference of $76.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Chevrolet Spark | $224 | $436 | $470 | $1,310 |
| 2016 Chevrolet Spark | $216 | $418 | $486 | $1,300 |
| 2015 Chevrolet Spark | $204 | $404 | $500 | $1,288 |
| 2014 Chevrolet Spark | $196 | $374 | $510 | $1,260 |
| 2013 Chevrolet Spark | $188 | $352 | $514 | $1,234 |
Driver age can have a significant effect on Chevrolet Spark car insurance rates. For example, 20-year-old drivers pay $1,602 more for their Chevrolet Spark car insurance each year than 30-year-old drivers.
Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Houston may pay $966 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Chevrolet Spark car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark auto insurance rates with violations on their driving record.
Your Chevrolet Spark car insurance rates are tied to the safety ratings of the Chevrolet Spark. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Not only do good Chevrolet Spark crash test ratings mean you are better protected in a crash, but good Chevrolet Spark crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2018 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark Ev 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Chevrolet Spark safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chevrolet Spark auto insurance rates. The Chevrolet Spark’s safety features include:
When financing a Chevrolet Spark, most lenders will require your carry higher Chevrolet Spark coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Spark car insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Chevrolet Spark car insurance. Below are five actions you can take to find cheap Chevrolet Spark auto insurance rates.
The best auto insurance companies for Chevrolet Spark car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Spark’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.
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