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Chevrolet Colorado insurance rates are about $297 less than the average vehicle with full coverage costing around $1,222 a year or $102 a month. Good drivers can save up to $504 a year in policy discounts. Let’s look at Chevrolet Colorado insurance rates, safety ratings, and more.
You can start comparing quotes for Chevrolet Colorado car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Chevrolet Colorado auto insurance costs are $1,222 a year or $102 a month.
The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Chevrolet Silverado, Toyota Tacoma, and GMC Sierra 2500HD.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
The Chevrolet Colorado trim and model you choose can impact the total price you will pay for Chevrolet Colorado insurance coverage.
Older Chevrolet Colorado models generally cost less to insure. For example, auto insurance for a 2020 Chevrolet Colorado costs $1,222, while 2010 Chevrolet Colorado insurance costs are $1,038, a difference of $184.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| 2019 Chevrolet Colorado | $242 | $422 | $390 | $1,212 |
| 2018 Chevrolet Colorado | $232 | $418 | $398 | $1,206 |
| 2017 Chevrolet Colorado | $224 | $408 | $416 | $1,206 |
| 2016 Chevrolet Colorado | $216 | $390 | $430 | $1,194 |
| 2015 Chevrolet Colorado | $204 | $378 | $442 | $1,182 |
| 2012 Chevrolet Colorado | $180 | $296 | $460 | $1,094 |
| 2011 Chevrolet Colorado | $168 | $272 | $460 | $1,058 |
| 2010 Chevrolet Colorado | $162 | $254 | $464 | $1,038 |
Driver age can have a significant effect on the cost of Chevrolet Colorado car insurance. For example, a 20-year-old driver could pay around $125 more each month for their Chevrolet Colorado car insurance than a 30-year-old driver.
Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in New York may pay $746 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Chevrolet Colorado car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado car insurance rates with violations on their driving record.
Your Chevrolet Colorado car insurance rates are tied to the safety ratings of the Chevrolet Colorado. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Colorado crash test ratings can impact the cost of your Chevrolet Colorado car insurance. See Chevrolet Colorado crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/EC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Chevrolet Colorado safety features can help lower insurance costs. According to AutoBlog, the 2020 Chevrolet Colorado has the following safety features:
The lower percentage means lower Chevrolet Colorado auto insurance rates; higher percentages mean higher Chevrolet Colorado car insurance rates. The Chevrolet Colorado’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -27% |
|---|---|
| Property Damage | -43% |
| Comprehensive | -36% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Chevrolet Colorado, you will pay more if you purchase Chevrolet Colorado car insurance at the dealership, so be sure to shop around and compare Chevrolet Colorado car insurance quotes from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Chevrolet Colorado car insurance costs. For example, try these five tips:
Who is the best auto insurance company for Chevrolet Colorado insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Colorado auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Colorado offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Chevrolet Colorado car insurance rates by taking advantage of our FREE comparison tool.
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