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Honda Element insurance rates are quite a bit less than the average vehicle, in part because the last new Honda Element was produced in 2011. Full coverage costs around $1,124 a year or $94 a month. An older car may only need liability coverage which is $450 a year or $38 a month.
Good drivers can be eligible for up to $463 a year for practicing safe driving habits. Let’s look at Honda Element insurance rates, safety features, and more.
You can start comparing quotes for Honda Element car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Honda Element auto insurance rates are $1,124 a year or $94 a month.
The chart below details how Honda Element insurance rates compare to other SUVs like the Mercedes-Benz GLC 300, Dodge Journey, and Volkswagen Atlas.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Nissan Pathfinder | $294 | $452 | $390 | $1,294 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
The Honda Element trim and model you choose will affect the total price you will pay for Honda Element insurance coverage.
Older Honda Element models generally cost less to insure. For example, auto insurance for a 2011 Honda Element costs $1,124, while 2010 Honda Element insurance costs are $1,104, a difference of $20.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Honda Element | $196 | $310 | $460 | $1,124 |
| 2010 Honda Element | $190 | $292 | $464 | $1,104 |
Driver age can have a significant impact on the cost of Honda Element auto insurance. For example, 20-year-old drivers pay as much as $1,424 more each year for their Honda Element auto insurance than 40-year-old drivers.
Where you live can have a large impact on Honda Element insurance rates. For example, drivers in Los Angeles may pay $618 a year more than drivers in Phoenix.
Your driving record can have an impact on the cost of Honda Element auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Element car insurance with violations on their driving record.
Your Honda Element car insurance rates are influenced by the safety ratings of the Honda Element. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Element crash test ratings can impact the cost of your Honda Element car insurance. See Honda Element crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Honda Element | N/R | N/R | N/R | 3 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Honda Element safety features can help lower insurance costs. According to AutoBlog, the 2020 Honda Element has the following safety features:
If you are financing a Honda Element, you will pay more if you purchase Honda Element car insurance at the dealership, so be sure to shop around and compare Honda Element car insurance quotes from the best companies using our FREE tool below.
There are many ways that you can save on Honda Element car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Honda Element car insurance rates low.
Who is the top car insurance company for Honda Element insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Element auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Element offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Honda Element auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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