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Volvo S80 insurance rates are a little more per year than the average vehicle, costing about $1,588 a year or $132 a month. Good drivers are eligible for up to $655 a year in policy discounts for remaining safe on the roads. Let’s look at Volvo S80 insurance rates, insurance losses, and more.
You can start comparing quotes for Volvo S80 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
The average Volvo S80 car insurance rates are $1,588 a year or $132 a month.
The chart below details how Volvo S80 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Lexus IS 350, and Audi A6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
| Audi A8 | $464 | $900 | $390 | $1,912 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
The Volvo S80 trim and model you choose will affect the total price you will pay for Volvo S80 insurance coverage.
The average Volvo S80 car insurance rates are higher for newer models. For example, car insurance rates for a 2016 Volvo S80 are $1,588, while 2010 Volvo S80 rates are $1,308, a difference of $280.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Volvo S80 | $332 | $668 | $430 | $1,588 |
| 2015 Volvo S80 | $314 | $646 | $442 | $1,560 |
| 2014 Volvo S80 | $302 | $598 | $452 | $1,510 |
| 2013 Volvo S80 | $290 | $564 | $456 | $1,468 |
| 2012 Volvo S80 | $278 | $506 | $460 | $1,402 |
| 2011 Volvo S80 | $260 | $466 | $460 | $1,344 |
| 2010 Volvo S80 | $250 | $436 | $464 | $1,308 |
Driver age can have a significant effect on Volvo S80 car insurance rates. For example, 30-year-old drivers pay $70 more for Volvo S80 car insurance than 40-year-old drivers.
Where you live can have a large impact on Volvo S80 insurance rates. For example, drivers in Los Angeles may pay $587 a year more than drivers in Philadelphia.
Your driving record can have an impact on the cost of Volvo S80 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S80 car insurance with violations on their driving record.
Your Volvo S80 car insurance rates are influenced by the safety ratings of the Volvo S80. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Poor Volvo S80 crash test ratings could mean higher Volvo S80 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Volvo S80 4 DR FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Volvo S80 safety features can help lower insurance costs. According to AutoBlog, the 2020 Volvo S80 has the following safety features:
The Volvo S80’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo S80 auto insurance rates; higher percentages mean higher Volvo S80 car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -18% |
|---|---|
| Property Damage | no data |
| Comprehensive | no data |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Volvo S80, you will pay more if you purchase Volvo S80 car insurance at the dealership, so be sure to shop around and compare Volvo S80 car insurance quotes from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Volvo S80 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Volvo S80 car insurance rates
Several top car insurance companies offer competitive rates for the Volvo S80 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Volvo S80 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save money by comparing Volvo S80 insurance rates with free quotes online now!
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