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Ford Focus RS insurance rates are $129 per month for full coverage and $52 per month for liability-only coverage. Continue reading to learn how you can save $637 per year on Ford Focus RS insurance rates.
You can start comparing quotes for Ford Focus RS insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average auto insurance costs for a Ford Focus RS are $1,544 a year or $129 a month.
The chart below details how Ford Focus RS insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Golf R, and Volkswagen Beetle.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
The Ford Focus RS trim and model you choose can impact the total price you will pay for Ford Focus RS auto insurance coverage.
The average Ford Focus RS auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Ford Focus RS cost $1,544, while the 2016 Ford Focus RS rates are $1,510, a difference of $34.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Ford Focus RS | $332 | $656 | $398 | $1,544 |
| 2017 Ford Focus RS | $320 | $640 | $416 | $1,534 |
| 2016 Ford Focus RS | $310 | $612 | $430 | $1,510 |
Driver age can have a significant impact on Ford Focus RS auto insurance rates. As an example, a 40-year-old driver could pay $163 less each month for their Ford Focus RS auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Ford Focus RS insurance rates. For example, drivers in New York may pay $402 a year more than drivers in Chicago.
Your driving record can have an impact on the cost of Ford Focus RS auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Focus RS auto insurance with violations on their driving record.
The Ford Focus RS’s safety ratings will affect your Ford Focus RS auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | A |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Not only do good Ford Focus RS crash test ratings mean you are better protected in a crash, but good Ford Focus RS crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Ford Focus RS 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Focus RS 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Focus RS 5 HB AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The safety features of the Ford Focus RS can impact your Ford Focus RS insurance rates. The Ford Focus RS has the following safety features:
When financing a Ford Focus RS, most lenders will require your carry higher Ford Focus RS coverage options including comprehensive coverage, so be sure to shop around and compare Ford Focus RS insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Ford Focus RS auto insurance costs. For example, try these five tips:
Several top auto insurance companies offer competitive rates for the Ford Focus RS rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Ford Focus RS drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Ford Focus RS insurance rates from some of the best auto insurance companies by using our free online tool now.
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