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Key takeaways:
Kia Sorento insurance rates are $105 cheaper than the average vehicle. You can pay as low as $47 per month for auto insurance when you insure a Kia Sorento. Continue reading to learn how you can save money on Kia Sorento insurance rates.
You can start comparing quotes for Kia Sorento insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Kia Sorento auto insurance costs are $1,414 a year or $118 a month.
The chart below details how Kia Sorento insurance rates compare to other SUVs like the Acura RDX, GMC Yukon, and Dodge Durango.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sorento | $322 | $562 | $372 | $1,414 |
| Acura RDX | $308 | $532 | $316 | $1,292 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| Nissan Armada | $306 | $536 | $338 | $1,316 |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
The Kia Sorento trim and model you choose can impact the total price you will pay for Kia Sorento auto insurance coverage.
Older Kia Sorento models generally cost less to insure. For example, auto insurance for a 2020 Kia Sorento costs $1,414, while 2011 Kia Sorento insurance costs are $1,182, a difference of $232.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Kia Sorento | $322 | $562 | $372 | $1,414 |
| 2019 Kia Sorento | $306 | $542 | $390 | $1,396 |
| 2018 Kia Sorento | $294 | $536 | $398 | $1,386 |
| 2017 Kia Sorento | $284 | $524 | $416 | $1,382 |
| 2016 Kia Sorento | $274 | $502 | $430 | $1,364 |
| 2015 Kia Sorento | $260 | $484 | $442 | $1,344 |
| 2014 Kia Sorento | $250 | $450 | $452 | $1,310 |
| 2013 Kia Sorento | $240 | $424 | $456 | $1,278 |
| 2012 Kia Sorento | $230 | $380 | $460 | $1,228 |
| 2011 Kia Sorento | $214 | $350 | $460 | $1,182 |
Driver age can have a significant effect on Kia Sorento insurance rates. For example, 30-year-old drivers pay $62 more for Kia Sorento auto insurance than 40-year-old drivers.
Where you live can have a large impact on Kia Sorento insurance rates. For example, drivers in Phoenix may pay $778 a year less than drivers in Los Angeles.
Your driving record can have an impact on the cost of Kia Sorento auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Sorento insurance rates with violations on their driving record.
Your Kia Sorento insurance rates are tied to the safety ratings of the Kia Sorento. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Kia Sorento crash test ratings will affect your Kia Sorento insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sorento SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Kia Sorento SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Kia Sorento can help lower your Kia Sorento insurance costs. The Kia Sorento’s safety features include:
Review the Kia Sorento auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Kia Sorento auto insurance costs; higher percentages mean higher Kia Sorento auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -18% |
| Personal Injury | 10% |
| Medical Payment | 11% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Kia Sorento, you will pay more if you purchase Kia Sorento auto insurance at the dealership, so be sure to shop around and compare Kia Sorento auto insurance quotes from the best companies using our FREE tool below.
Although it may seem like your Kia Sorento insurance rates are set, there are a few measures that you can take to secure the best Kia Sorento insurance rates possible. Take a look at the following five ways to save on Kia Sorento auto insurance.
Who is the top auto insurance company for Kia Sorento insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Sorento auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia Sorento offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Kia Sorento insurance rates from some of the best auto insurance companies by using our free online tool now.
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