8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Nissan Altima insurance rates are $121 per month for full coverage, $48 per month for liability-only coverage, and $440 per month for high-risk drivers. Continue reading to learn how you can save $596 per year on Nissan Altima insurance rates.
You can start comparing quotes for Nissan Altima insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Nissan Altima auto insurance rates are $1,446 a year or $121 a month.
The chart below details how Nissan Altima insurance rates compare to other sedans like the MINI Hardtop 4 Door, Chrysler 300, and Lincoln MKZ.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Altima | $322 | $594 | $372 | $1,446 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
The Nissan Altima trim and model you choose will affect the total price you will pay for Nissan Altima insurance coverage.
The average Nissan Altima auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Nissan Altima costs $1,446, while 2010 Nissan Altima insurance costs are $1,174, a difference of $272.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Altima | $322 | $594 | $372 | $1,446 |
| 2019 Nissan Altima | $306 | $570 | $390 | $1,424 |
| 2018 Nissan Altima | $294 | $566 | $398 | $1,416 |
| 2017 Nissan Altima | $284 | $552 | $416 | $1,410 |
| 2016 Nissan Altima | $274 | $530 | $430 | $1,392 |
| 2015 Nissan Altima | $260 | $512 | $442 | $1,372 |
| 2014 Nissan Altima | $250 | $474 | $452 | $1,334 |
| 2013 Nissan Altima | $240 | $446 | $456 | $1,300 |
| 2012 Nissan Altima | $230 | $400 | $460 | $1,248 |
| 2011 Nissan Altima | $214 | $368 | $460 | $1,200 |
| 2010 Nissan Altima | $206 | $346 | $464 | $1,174 |
Driver age can have a significant impact on Nissan Altima auto insurance rates. For instance, a 30-year-old driver may pay $64 more each year for Nissan Altima auto insurance than a 40-year-old driver.
Where you live can have a large impact on Nissan Altima insurance rates. For example, drivers in New York may pay $376 a year more than drivers in Chicago.
Your driving record can have an impact on the cost of Nissan Altima auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Altima auto insurance with violations on their driving record.
Your Nissan Altima insurance rates are influenced by the safety ratings of the Nissan Altima. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Altima crash test ratings can impact your Nissan Altima insurance rates. See Nissan Altima crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Nissan Altima safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Nissan Altima auto insurance rates. The Nissan Altima’s safety features include:
Another contributing factor that affects Nissan Altima insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 10% |
|---|---|
| Property Damage | -3% |
| Comprehensive | 19% |
| Personal Injury | 44% |
| Medical Payment | 47% |
| Bodily Injury | 14% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Nissan Altima, you will pay more if you purchase Nissan Altima auto insurance at the dealership, so be sure to shop around and compare Nissan Altima auto insurance quotes from the best companies using our FREE tool below.
There are many ways that you can save on Nissan Altima auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Nissan Altima insurance rates low.
Who is the top auto insurance company for Nissan Altima insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Altima auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Altima offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Nissan Altima insurance rates for free by using our convenient online comparison tool.
Vehicles