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Dodge Challenger insurance rates are $173 more expensive than the average vehicle. Full coverage costs $141 per month, while liability-only coverage costs $57. You can save $698 per year through policy discounts, also. Continue reading to learn more about Dodge Challenger insurance rates.
You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance costs for a Dodge Challenger are $1,692 a year or $141 a month.
The chart below details how Dodge Challenger insurance rates compare to other coupes like the Cadillac ATS Coupe, Nissan 370Z, and Audi TT.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
| Mercedes-Benz CLA 250 | $406 | $834 | $398 | $1,796 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
The Dodge Challenger trim and model you choose can impact the total price you will pay for Dodge Challenger auto insurance coverage.
Older Dodge Challenger models generally cost less to insure. For example, auto insurance for a 2020 Dodge Challenger costs $1,692, while 2010 Dodge Challenger insurance costs are $1,364, a difference of $328.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Challenger | $404 | $688 | $420 | $1,692 |
| 2019 Dodge Challenger | $384 | $660 | $440 | $1,664 |
| 2018 Dodge Challenger | $370 | $656 | $450 | $1,656 |
| 2017 Dodge Challenger | $356 | $640 | $470 | $1,646 |
| 2016 Dodge Challenger | $344 | $612 | $486 | $1,622 |
| 2015 Dodge Challenger | $326 | $592 | $500 | $1,598 |
| 2014 Dodge Challenger | $312 | $548 | $510 | $1,550 |
| 2013 Dodge Challenger | $300 | $516 | $514 | $1,510 |
| 2012 Dodge Challenger | $288 | $464 | $520 | $1,452 |
| 2011 Dodge Challenger | $270 | $426 | $520 | $1,396 |
| 2010 Dodge Challenger | $260 | $400 | $524 | $1,364 |
Driver age can have a significant effect on Dodge Challenger insurance rates. As an example, a 30-year-old driver pays around $74 more each year for their Dodge Challenger auto insurance than a 40-year-old driver.
Where you live can have a large impact on Dodge Challenger insurance rates. For example, drivers in Houston may pay $1,247 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Dodge Challenger auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Challenger auto insurance with violations on their driving record.
Your Dodge Challenger insurance rates are tied to the safety ratings of the Dodge Challenger. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Acceptable |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Dodge Challenger crash test ratings can impact your Dodge Challenger insurance rates. See Dodge Challenger crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Dodge Challenger 2 DR RWD | N/R | 4 stars | N/R | 4 stars |
| 2020 Dodge Challenger 2 DR AWD | N/R | 4 stars | N/R | 4 stars |
| 2019 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger SRT Demon 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Challenger 2 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Challenger SRT 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Dodge Challenger 2 DR RWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Good Dodge Challenger safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Dodge Challenger are:
If you are financing a Dodge Challenger, most lenders will require your carry higher Dodge Challenger coverages including comprehensive coverage, so be sure to compare Dodge Challenger insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Dodge Challenger insurance rates by employing any one of the following strategies.
Several insurance companies offer competitive rates for the Dodge Challenger based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Dodge Challenger drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Dodge Challenger insurance rates from some of the best auto insurance companies by using our free online tool now.
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