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Chrysler 300 insurance rates are $126 per month for full coverage and $51 per month for liability-only coverage. Continue reading to learn how you can save $624 per year on Chrysler 300 insurance rates.
You can start comparing quotes for Chrysler 300 insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Chrysler 300 auto insurance costs are $1,514 a year or $126 a month.
The chart below details how Chrysler 300 insurance rates compare to other sedans like the Chevrolet Blazer, Subaru Legacy, and Nissan Versa.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Nissan Versa | $268 | $542 | $390 | $1,358 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
The Chrysler 300 trim and model you choose can impact the total price you will pay for Chrysler 300 insurance coverage.
The average Chrysler 300 insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Chrysler 300 are $1,514, while 2010 Chrysler 300 rates are $1,238, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Chrysler 300 | $332 | $626 | $398 | $1,514 |
| 2017 Chrysler 300 | $320 | $610 | $416 | $1,504 |
| 2016 Chrysler 300 | $310 | $586 | $430 | $1,484 |
| 2015 Chrysler 300 | $292 | $564 | $442 | $1,456 |
| 2014 Chrysler 300 | $282 | $524 | $452 | $1,416 |
| 2013 Chrysler 300 | $270 | $494 | $456 | $1,378 |
| 2012 Chrysler 300 | $258 | $442 | $460 | $1,318 |
| 2011 Chrysler 300 | $242 | $408 | $460 | $1,268 |
| 2010 Chrysler 300 | $234 | $382 | $464 | $1,238 |
Driver age can have a significant effect on the cost of Chrysler 300 auto insurance. For example, 30-year-old drivers pay approximately $67 more for their Chrysler 300 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Chrysler 300 insurance rates. For example, drivers in New York may pay $923 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Chrysler 300 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Chrysler 300 auto insurance with violations on their driving record.
The Chrysler 300’s safety ratings will affect your Chrysler 300 insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Chrysler 300 can impact your Chrysler 300 insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chrysler 300 4 DR RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chrysler 300 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Good Chrysler 300 safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Chrysler 300 are:
The Chrysler 300’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Chrysler 300, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 15% |
|---|---|
| Property Damage | 3% |
| Comprehensive | 78% |
| Personal Injury | 34% |
| Medical Payment | 36% |
| Bodily Injury | 14% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Chrysler 300, you will pay more if you purchase Chrysler 300 auto insurance at the dealership, so be sure to shop around and compare Chrysler 300 auto insurance quotes from the best companies using our FREE tool below.
There are several ways you can save even more on your Chrysler 300 insurance rates. Take a look at the following five tips:
Who is the best auto insurance company for Chrysler 300 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chrysler 300 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chrysler 300 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Chrysler 300 insurance rates from some of the best auto insurance companies by using our free online tool now.
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