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Volkswagen GTI insurance rates are $135 cheaper than the average vehicle. Full coverage insurance rates are $115 per month, while liability-only coverage is $46. Continue reading to learn how you can save $571 per year on Volkswagen GTI insurance rates.
You can start comparing quotes for Volkswagen GTI insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Volkswagen GTI auto insurance rates are $1,384 a year or $115 a month.
The chart below details how Volkswagen GTI insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Honda Fit, and Volkswagen Golf.
Vehicle | Comprehensive | Collision | Liability | Total |
Ford Focus RS | $332 | $656 | $398 | $1,544 |
Honda Fit | $268 | $512 | $258 | $1,148 |
Volkswagen Golf | $306 | $600 | $390 | $1,454 |
Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
The Volkswagen GTI trim and model you choose can impact the total price you will pay for Volkswagen GTI insurance coverage.
Older Volkswagen GTI models generally cost less to insure. For example, auto insurance rates for a 2014 Volkswagen GTI are $1,384, while 2010 Volkswagen GTI rates are $1,210, a difference of $174.
Model Year | Comprehensive | Collision | Liability | Total |
2014 Volkswagen GTI | $250 | $524 | $452 | $1,384 |
2013 Volkswagen GTI | $240 | $494 | $456 | $1,348 |
2012 Volkswagen GTI | $230 | $442 | $460 | $1,290 |
2011 Volkswagen GTI | $214 | $408 | $460 | $1,240 |
2010 Volkswagen GTI | $206 | $382 | $464 | $1,210 |
Driver age can have a significant effect on Volkswagen GTI insurance rates. For example, 20-year-old drivers pay $1,693 more for their Volkswagen GTI auto insurance each year than 30-year-old drivers.
Where you live can have a large impact on Volkswagen GTI insurance rates. For example, drivers in Los Angeles may pay $1,191 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Volkswagen GTI auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen GTI auto insurance with violations on their driving record.
Your Volkswagen GTI car insurance rates are tied to the safety ratings of the Volkswagen GTI. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Good |
---|---|
Small overlap front: passenger-side | Acceptable |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
Good Volkswagen GTI crash test ratings mean the VW is safer, which could mean cheaper Volkswagen GTI insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
Volkswagen GTI | 5 stars | 4 stars | 5 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Volkswagen GTI safety features can lower the cost of your insurance. The safety features for the 2020 Volkswagen GTI include:
The Volkswagen GTI’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volkswagen GTI auto insurance rates; higher percentages mean higher Volkswagen GTI insurance rates.
Insurance Coverage Category | Loss Rate |
Collision | 30% |
---|---|
Property Damage | no data |
Comprehensive | 14% |
Personal Injury | no data |
Medical Payment | no data |
Bodily Injury | no data |
Source: Insurance Institute for Highway Safety |
If you are financing a Volkswagen GTI, you will pay more if you purchase Volkswagen GTI auto insurance at the dealership, so be sure to shop around and compare Volkswagen GTI auto insurance quotes from the best companies using our FREE tool below.
There are several ways you can save even more on your Volkswagen GTI insurance rates. Take a look at the following five tips:
Who is the best company for Volkswagen GTI insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen GTI insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen GTI offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
You can start comparing quotes for Volkswagen GTI insurance rates from some of the best auto insurance companies by using our free online tool now.
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