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Chevrolet Equinox insurance rates are $149 cheaper than the average vehicle. You can pay as low as $49 per month for Chevrolet Equinox insurance rates. However, high-risk drivers could pay up to $417 per month for insurance. Continue reading to learn how you can save money on Chevrolet Equinox.
You can start comparing quotes for Chevrolet Equinox insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Chevrolet Equinox auto insurance costs are $1,370 a year or $114 a month.
The chart below details how Chevrolet Equinox insurance rates compare to other crossovers like the Cadillac XT4, Audi SQ5, and Toyota C-HR.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
The Chevrolet Equinox trim and model you choose can impact the total price you will pay for Chevrolet Equinox insurance coverage.
The average Chevrolet Equinox auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Chevrolet Equinox cost $1,370, while 2010 Chevrolet Equinox rates are $1,130, a difference of $240.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| 2019 Chevrolet Equinox | $294 | $512 | $390 | $1,354 |
| 2018 Chevrolet Equinox | $282 | $506 | $398 | $1,344 |
| 2017 Chevrolet Equinox | $272 | $494 | $416 | $1,340 |
| 2016 Chevrolet Equinox | $262 | $474 | $430 | $1,324 |
| 2015 Chevrolet Equinox | $248 | $458 | $442 | $1,306 |
| 2014 Chevrolet Equinox | $238 | $424 | $452 | $1,272 |
| 2013 Chevrolet Equinox | $230 | $400 | $456 | $1,244 |
| 2012 Chevrolet Equinox | $220 | $358 | $460 | $1,196 |
| 2011 Chevrolet Equinox | $206 | $330 | $460 | $1,154 |
| 2010 Chevrolet Equinox | $198 | $310 | $464 | $1,130 |
Driver age can have a significant effect on Chevrolet Equinox insurance rates. For example, 20-year-old drivers pay $1,676 more for their Chevrolet Equinox auto insurance each year than 30-year-old drivers.
Where you live can have a large impact on Chevrolet Equinox insurance rates. For example, drivers in Los Angeles may pay $1,178 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Chevrolet Equinox auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Equinox auto insurance rates with violations on their driving record.
Your Chevrolet Equinox insurance rates are influenced by the safety ratings of the Chevrolet Equinox. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Equinox crash test ratings can impact the cost of your Chevrolet Equinox auto insurance. See Chevrolet Equinox crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Equinox SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Chevrolet Equinox SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Equinox SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Equinox SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV FWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV FWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2018 Chevrolet Equinox SUV AWD Later Release | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Equinox SUV AWD Early Release | 4 stars | 5 stars | 4 stars | 4 stars |
| 2017 Chevrolet Equinox SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Chevrolet Equinox SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chevrolet Equinox SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Chevrolet Equinox SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The numerous safety features of the Chevrolet Equinox help contribute to lower insurance rates. The 2020 Chevrolet Equinox has the following safety features:
The Chevrolet Equinox’s insurance loss probability varies for each form of coverage. The lower percentage means lower Chevrolet Equinox auto insurance rates; higher percentages mean higher Chevrolet Equinox insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -18% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -26% |
| Personal Injury | 1% |
| Medical Payment | 4% |
| Bodily Injury | -7% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Chevrolet Equinox, most lenders will require your carry higher Chevrolet Equinox coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Equinox auto insurance rates from the best companies using our FREE tool below.
Although it may seem like your Chevrolet Equinox insurance rates are set, there are a few measures that you can take to secure the best Chevrolet Equinox insurance rates possible. Take a look at the following five ways to save on Chevrolet Equinox auto insurance.
The best auto insurance companies for Chevrolet Equinox insurance rates will offer competitive rates, discounts, and account for the Chevrolet Equinox’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Chevrolet Equinox insurance rates from some of the best auto insurance companies by using our free online tool now.
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