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Jaguar XJ insurance rates are $357 more expensive than the average vehicle. You can pay up to $156 per month for full coverage and $63 per month for liability-only coverage. High-risk drivers could pay nearly $600 per month for insurance. Continue reading to learn how you can save money on Jaguar XJ insurance rates.
You can start comparing quotes for Jaguar XJ insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Jaguar XJ auto insurance rates are $1,876 a year or $156 a month.
The chart below details how Jaguar XJ insurance rates compare to other luxury cars like the Infiniti Q70, Jaguar XF, and Lexus IS 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Jaguar insurance rates online.
The Jaguar XJ trim and model you choose can impact the total price you will pay for Jaguar XJ insurance coverage.
Older Jaguar XJ models generally cost less to insure. For example, auto insurance for a 2017 Jaguar XJ costs $1,876, while 2011 Jaguar XJ insurance costs are $1,522, a difference of $354.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Jaguar XJ | $430 | $872 | $416 | $1,876 |
| 2016 Jaguar XJ | $414 | $836 | $430 | $1,838 |
| 2015 Jaguar XJ | $392 | $806 | $442 | $1,798 |
| 2014 Jaguar XJ | $376 | $748 | $452 | $1,734 |
| 2013 Jaguar XJ | $362 | $704 | $456 | $1,680 |
| 2012 Jaguar XJ | $346 | $632 | $460 | $1,596 |
| 2011 Jaguar XJ | $324 | $580 | $460 | $1,522 |
Driver age can have a significant impact on the cost of Jaguar XJ auto insurance. For example, 20-year-old drivers pay approximately $2,294 each year for their Jaguar XJ auto insurance than 30-year-old drivers.
Where you live can have a large impact on Jaguar XJ insurance rates. For example, drivers in Phoenix may pay $1,032 a year less than drivers in Los Angeles.
Your driving record can have an impact on the cost of Jaguar XJ auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XJ insurance rates with violations on their driving record.
Your Jaguar XJ auto insurance rates are tied to the Jaguar XJ’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Good Jaguar XJ crash test ratings can lower your Jaguar XJ insurance rates. See Jaguar XJ crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Jaguar XJ 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XJ 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (SWB) 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (SWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (LWB) 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (LWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (SWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (SWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (LWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (LWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (SWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (SWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (LWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (LWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Jaguar XJ can help lower your Jaguar XJ insurance costs. The Jaguar XJ’s safety features include:
Insurance loss probability on the Jaguar XJ fluctuates between each type of coverage. The lower percentage means lower Jaguar XJ insurance rates; higher percentages mean higher Jaguar XJ auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 154% |
|---|---|
| Property Damage | no data |
| Comprehensive | no data |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Jaguar XJ, most lenders will require your carry higher Jaguar XJ coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XJ auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Jaguar XJ auto insurance. Below are five actions you can take to find cheap Jaguar XJ auto insurance rates.
Several top auto insurance companies offer competitive rates for the Jaguar XJ rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Jaguar XJ drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Jaguar XJ insurance rates by taking advantage of our FREE comparison tool.
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