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Dodge Ram 2500 insurance rates are $191 cheaper than the average vehicle. High-risk drivers, like teen drivers, can pay up to $405 per month, while other drivers pay $111 per month for full coverage. Continue reading to learn how you can save money on Dodge Ram 2500 insurance rates.
You can start comparing quotes for Dodge Ram 2500 insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Dodge Ram 2500 auto insurance costs are $1,328 a year or $111 a month.
The chart below details how Dodge Ram 2500 insurance rates compare to other trucks like the GMC Sierra, Nissan Frontier, and Chevrolet Silverado 3500HD.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra | $336 | $594 | $372 | $1,460 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Chevrolet Silverado 3500HD | $404 | $656 | $420 | $1,660 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
The Dodge Ram 2500 trim and model you choose can impact the total price you will pay for Dodge Ram 2500 insurance coverage.
Older Dodge Ram 2500 models generally cost less to insure. For example, auto insurance for a 2010 Dodge Ram 2500 costs $1,328, while 2010 Dodge Ram 2500 insurance costs are $1,328, a difference of $.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Dodge Ram 2500 | $242 | $382 | $524 | $1,328 |
Driver age can have a significant impact on Dodge Ram 2500 auto insurance rates. As an example, a 40-year-old driver could pay $140 less each month for their Dodge Ram 2500 auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Dodge Ram 2500 insurance rates. For example, drivers in New York may pay $810 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Dodge Ram 2500 auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Dodge Ram 2500 auto insurance with violations on their driving record.
Your Dodge Ram 2500 insurance rates are tied to the safety ratings of the Dodge Ram 2500. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Dodge Ram 2500 crash test ratings can impact the cost of your Dodge Ram 2500 auto insurance. See Dodge Ram 2500 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Dodge Ram 2500 | 4 stars | N/R | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Good Dodge Ram 2500 safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Dodge Ram 2500 are:
If you are financing a Dodge Ram 2500, you will pay more if you purchase Dodge Ram 2500 auto insurance at the dealership, so be sure to shop around and compare Dodge Ram 2500 auto insurance quotes from the best companies using our FREE tool below.
There are many ways that you can save on Dodge Ram 2500 auto insurance. Below are five actions you can take to find cheap Dodge Ram 2500 auto insurance rates.
The best auto insurance companies for Dodge Ram 2500 insurance rates will offer competitive rates, discounts, and account for the Dodge Ram 2500’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Dodge Ram 2500 insurance rates from some of the best auto insurance companies by using our free online tool now.
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