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Mazda 2 insurance rates are much cheaper than the average vehicle. Full coverage is barely $100 per month and liability-only coverage is $38 per month. Continue reading to learn more.
You can start comparing quotes for Mazda 2 insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Mazda 2 auto insurance costs are $1,142 a year or $95 a month.
The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Ford Focus RS, and Volkswagen Golf R.
|Ford Focus RS||$332||$656||$398||$1,544|
|Volkswagen Golf R||$372||$660||$390||$1,580|
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 auto insurance coverage.
Older Mazda 2 models generally cost less to insure. For example, auto insurance for a 2014 Mazda 2 costs $1,142, while 2011 Mazda 2 insurance costs are $1,048, a difference of $94.
|2014 Mazda 2||$206||$326||$452||$1,142|
|2013 Mazda 2||$198||$306||$456||$1,118|
|2012 Mazda 2||$190||$274||$460||$1,082|
|2011 Mazda 2||$178||$252||$460||$1,048|
Driver age can have a significant impact on the cost of Mazda 2 auto insurance. For example, 20-year-old drivers pay as much as $1,447 more each year for their Mazda 2 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Los Angeles may pay $163 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Mazda 2 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 2 auto insurance rates with violations on their driving record.
Your Mazda 2 insurance rates are tied to the safety ratings of the Mazda 2. See the breakdown below:
|Small overlap front: driver-side||M|
|Small overlap front: passenger-side||Not Tested|
|Moderate overlap front||G|
|Head restraints and seats||A|
|Source: Insurance Institute for Highway Safety|
Mazda 2 crash test ratings can impact the cost of your Mazda 2 auto insurance. See Mazda 2 crash test results below:
|1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration|
The more safety features you have on your Mazda 2, the more likely it is that you can earn a discount. The Mazda 2’s safety features include:
When financing a Mazda 2, most lenders will require your carry higher Mazda 2 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 2 insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Mazda 2 auto insurance costs. For example, try these five tips:
Who is the best auto insurance company for Mazda 2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 2 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 2 offers.
|Source: Insurance Information Institute|
Save on your Mazda 2 insurance rates by taking advantage of our FREE comparison tool.