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Mazda 2 insurance rates are much cheaper than the average vehicle. Full coverage is barely $100 per month and liability-only coverage is $38 per month. Continue reading to learn more.
You can start comparing quotes for Mazda 2 insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Mazda 2 auto insurance costs are $1,142 a year or $95 a month.
The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Ford Focus RS, and Volkswagen Golf R.
Vehicle | Comprehensive | Collision | Liability | Total |
Volkswagen Golf | $306 | $600 | $390 | $1,454 |
Ford Focus RS | $332 | $656 | $398 | $1,544 |
Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
Honda Fit | $268 | $512 | $258 | $1,148 |
Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 auto insurance coverage.
Older Mazda 2 models generally cost less to insure. For example, auto insurance for a 2014 Mazda 2 costs $1,142, while 2011 Mazda 2 insurance costs are $1,048, a difference of $94.
Model Year | Comprehensive | Collision | Liability | Total |
2014 Mazda 2 | $206 | $326 | $452 | $1,142 |
2013 Mazda 2 | $198 | $306 | $456 | $1,118 |
2012 Mazda 2 | $190 | $274 | $460 | $1,082 |
2011 Mazda 2 | $178 | $252 | $460 | $1,048 |
Driver age can have a significant impact on the cost of Mazda 2 auto insurance. For example, 20-year-old drivers pay as much as $1,447 more each year for their Mazda 2 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Los Angeles may pay $163 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Mazda 2 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mazda 2 auto insurance rates with violations on their driving record.
Your Mazda 2 insurance rates are tied to the safety ratings of the Mazda 2. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | M |
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Small overlap front: passenger-side | Not Tested |
Moderate overlap front | G |
Side | A |
Roof strength | G |
Head restraints and seats | A |
Source: Insurance Institute for Highway Safety |
Mazda 2 crash test ratings can impact the cost of your Mazda 2 auto insurance. See Mazda 2 crash test results below:
Vehicle Tested | Overall | Frontal | Side | Rollover |
Mazda 2 | N/R | N/R | N/R | N/R |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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The more safety features you have on your Mazda 2, the more likely it is that you can earn a discount. The Mazda 2’s safety features include:
When financing a Mazda 2, most lenders will require your carry higher Mazda 2 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 2 insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Mazda 2 auto insurance costs. For example, try these five tips:
Who is the best auto insurance company for Mazda 2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 2 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 2 offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Save on your Mazda 2 insurance rates by taking advantage of our FREE comparison tool.
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