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Key takeaways:
Acura RDX insurance rates are $227 cheaper per year than the average vehicle. High-risk drivers could pay up to $400 per month, while other drivers can save up to $553 per year on Acura RDX insurance rates. Continue reading to learn more.
You can start comparing quotes for Acura RDX insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Acura RDX auto insurance costs are $1,292 a year or $108 a month.
The chart below details how Acura RDX insurance rates compare to other SUVs like the Volvo XC60, Toyota 4Runner, and Ford Flex.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura RDX | $308 | $532 | $316 | $1,292 |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Ford Flex | $332 | $566 | $398 | $1,454 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
Even though the average annual rate for the Acura RDX is $1,292, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Acura RDX.
Older Acura RDX models generally cost less to insure. For example, auto insurance for a 2020 Acura RDX costs $1,292, while 2010 Acura RDX insurance costs are $1,038, a difference of $254.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Acura RDX | $308 | $532 | $316 | $1,292 |
| 2019 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2018 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2017 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2016 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2015 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2014 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2013 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2012 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2011 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2010 Acura RDX | $198 | $310 | $394 | $1,038 |
Driver age can have a significant impact on Acura RDX auto insurance rates. As an example, a 40-year-old driver could pay $136 less each month for their Acura RDX auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Acura RDX insurance rates. For example, drivers in New York may pay $788 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Acura RDX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura RDX auto insurance rates with violations on their driving record.
Your Acura RDX auto insurance rates are influenced by the Acura RDX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura RDX crash test ratings will affect your Acura RDX insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura RDX SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Acura RDX SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura RDX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura RDX 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do Acura RDX safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Acura RDX auto insurance rates. The Acura RDX’s safety features include:
The lower percentage means lower Acura RDX insurance rates; higher percentages mean higher Acura RDX auto insurance rates. Insurance loss probability on the Acura RDX fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -36% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -43% |
| Personal Injury | -33% |
| Medical Payment | -33% |
| Bodily Injury | -29% |
| Source: Insurance Institute for Highway Safety | |
If you are financing an Acura RDX, you will pay more if you purchase Acura RDX auto insurance at the dealership, so be sure to shop around and compare Acura RDX auto insurance quotes from the best companies using our FREE tool below.
There are many ways that you can save on Acura RDX auto insurance. Below are five actions you can take to find cheap Acura RDX auto insurance rates.
Who is the best company for Acura RDX insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Acura RDX insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Acura RDX offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Acura RDX insurance rates from some of the best auto insurance companies by using our free online tool now.
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