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Audi A8 insurance rates are $393 more expensive than the average vehicle, but you can save up to $788 per year through policy discounts. Continue reading to learn more.
You can start comparing quotes for Audi A8 insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Audi A8 auto insurance costs are $1,912 a year or $159 a month.
The chart below details how Audi A8 insurance rates compare to other luxury cars like the Audi S7, Lexus IS 350, and Jaguar XF.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
The Audi A8 trim and model you choose can impact the total price you will pay for Audi A8 insurance coverage.
The average Audi A8 insurance rates are higher for newer models. For example, auto insurance rates for a 2019 Audi A8 are $1,912, while 2010 Audi A8 rates are $1,478, a difference of $434.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Audi A8 | $464 | $900 | $390 | $1,912 |
| 2018 Audi A8 | $444 | $894 | $398 | $1,894 |
| 2017 Audi A8 | $430 | $872 | $416 | $1,876 |
| 2016 Audi A8 | $414 | $836 | $430 | $1,838 |
| 2015 Audi A8 | $392 | $806 | $442 | $1,798 |
| 2014 Audi A8 | $376 | $748 | $452 | $1,734 |
| 2013 Audi A8 | $362 | $704 | $456 | $1,680 |
| 2012 Audi A8 | $346 | $632 | $460 | $1,596 |
| 2011 Audi A8 | $324 | $580 | $460 | $1,522 |
| 2010 Audi A8 | $312 | $544 | $464 | $1,478 |
Driver age can have a significant impact on Audi A8 auto insurance rates. For example, 20-year-old drivers pay approximately $2,339 more each year for their Audi A8 auto insurance than 30-year-old drivers.
Where you live can have a large impact on Audi A8 insurance rates. For example, drivers in Los Angeles may pay $1,645 a year more than drivers in Indianapolis.
Your driving record can have an impact on your Audi A8 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Audi A8 auto insurance with violations on their driving record.
Your Audi A8 insurance rates are tied to the safety ratings of the Audi A8. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Audi A8 can impact your Audi A8 insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi A8L PHEV 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Audi A8L 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A8 NWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A8 LWB 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The safety features of the Audi A8 can impact your Audi A8 insurance rates. The Audi A8 has the following safety features:
The Audi A8’s insurance loss probability varies for each form of coverage. The lower percentage means lower Audi A8 auto insurance rates; higher percentages mean higher Audi A8 insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 189% |
|---|---|
| Property Damage | 8% |
| Comprehensive | 161% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing an Audi A8, most lenders will require your carry higher Audi A8 coverage options including comprehensive coverage, so be sure to shop around and compare Audi A8 auto insurance quotes from the best auto insurance companies using our FREE tool below.
You can save more money on your Audi A8 auto insurance rates by employing any of the following five strategies.
Who is the top auto insurance company for Audi A8 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi A8 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi A8 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Audi A8 insurance rates from some of the top auto insurance companies by using our free online tool today.
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