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Key takeaways:
Mitsubishi Mirage insurance rates are $271 cheaper than the average vehicle. You can save up to $515 per year on policy discounts. Continue reading to learn more.
You can start comparing quotes for Mitsubishi Mirage insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Mitsubishi Mirage auto insurance rates are $1,248 a year or $104 a month.
The chart below details how Mitsubishi Mirage insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf R, Volkswagen Beetle, and Ford Focus RS.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
However, there are a few things you can do to find the cheapest Mitsubishi insurance rates online.
The Mitsubishi Mirage trim and model you choose can impact the total price you will pay for Mitsubishi Mirage insurance coverage.
Older Mitsubishi Mirage models generally cost less to insure. For example, auto insurance for a 2018 Mitsubishi Mirage costs $1,248, while 2014 Mitsubishi Mirage insurance costs are $1,190, a difference of $58.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| 2017 Mitsubishi Mirage | $236 | $436 | $416 | $1,246 |
| 2015 Mitsubishi Mirage | $216 | $404 | $442 | $1,220 |
| 2014 Mitsubishi Mirage | $206 | $374 | $452 | $1,190 |
Driver age can have a significant effect on Mitsubishi Mirage insurance rates. As an example, a 30-year-old driver pays around $55 more each year for their Mitsubishi Mirage auto insurance than a 40-year-old driver.
Where you live can have a large impact on Mitsubishi Mirage insurance rates. For example, drivers in New York may pay $761 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Mitsubishi Mirage auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Mitsubishi Mirage auto insurance with violations on their driving record.
Your Mitsubishi Mirage insurance rates are tied to the safety ratings of the Mitsubishi Mirage. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mitsubishi Mirage crash test ratings can impact the cost of your Mitsubishi Mirage auto insurance. See Mitsubishi Mirage crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Mitsubishi Mirage G4 DR FWD | N/R | N/R | N/R | N/R |
| 2019 Mitsubishi Mirage 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Mitsubishi Mirage G4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Mitsubishi Mirage 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Mitsubishi Mirage G4 DR FWD | N/R | N/R | N/R | N/R |
| 2017 Mitsubishi Mirage 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The numerous safety features of the Mitsubishi Mirage help contribute to lower insurance rates. The 2020 Mitsubishi Mirage has the following safety features:
The Mitsubishi Mirage’s insurance loss probability varies for each form of coverage. The lower percentage means lower Mitsubishi Mirage auto insurance rates; higher percentages mean higher Mitsubishi Mirage insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 35% |
|---|---|
| Property Damage | 8% |
| Comprehensive | 19% |
| Personal Injury | 115% |
| Medical Payment | 142% |
| Bodily Injury | 59% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Mitsubishi Mirage, most lenders will require your carry higher Mitsubishi Mirage coverages including comprehensive coverage, so be sure to compare Mitsubishi Mirage insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Mitsubishi Mirage auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Mitsubishi Mirage insurance rates low.
Several top auto insurance companies offer competitive rates for the Mitsubishi Mirage rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Mitsubishi Mirage drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Mitsubishi Mirage insurance rates for free by using our convenient online comparison tool.
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