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Jaguar XF insurance rates are $247 more expensive than the average vehicle. High-risk drivers could pay up to $538 per month. Continue reading to learn how you can save money on Jaguar XF insurance rates.
You can start comparing quotes for Jaguar XF insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance costs for a Jaguar XF are $1,766 a year or $147 a month.
The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Audi A8, Audi S8, and Chevrolet Corvette.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
However, there are a few things you can do to find the cheapest Jaguar insurance rates online.
The Jaguar XF trim and model you choose can impact the total price you will pay for Jaguar XF insurance coverage.
The average Jaguar XF insurance rates are higher for newer models. For example, auto insurance for a 2018 Jaguar XF costs $1,766, while 2010 Jaguar XF insurance costs are $1,398, a difference of $368.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Jaguar XF | $406 | $804 | $398 | $1,766 |
| 2017 Jaguar XF | $394 | $784 | $416 | $1,752 |
| 2016 Jaguar XF | $380 | $752 | $430 | $1,720 |
| 2015 Jaguar XF | $358 | $726 | $442 | $1,684 |
| 2014 Jaguar XF | $344 | $674 | $452 | $1,628 |
| 2013 Jaguar XF | $332 | $634 | $456 | $1,580 |
| 2012 Jaguar XF | $318 | $568 | $460 | $1,504 |
| 2011 Jaguar XF | $296 | $522 | $460 | $1,436 |
| 2010 Jaguar XF | $286 | $490 | $464 | $1,398 |
Driver age can have a significant effect on the cost of Jaguar XF auto insurance. For example, a 20-year-old driver could pay around $180 more each month for their Jaguar XF auto insurance than a 30-year-old driver.
Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Phoenix may pay $971 a year less than drivers in Los Angeles.
Your driving record can have an impact on the cost of Jaguar XF auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF auto insurance rates with violations on their driving record.
Your Jaguar XF insurance rates are influenced by the safety ratings of the Jaguar XF. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF crash test ratings can impact the cost of your Jaguar XF auto insurance. See Jaguar XF crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jaguar XF Sportbrake 5HB AWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF Sportbrake SW AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF Sportbrake 5 HB AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Jaguar XF safety features can help lower insurance costs. According to AutoBlog, the 2020 Jaguar XF has the following safety features:
The Jaguar XF’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jaguar XF auto insurance rates; higher percentages mean higher Jaguar XF insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 69% |
|---|---|
| Property Damage | 1% |
| Comprehensive | 91% |
| Personal Injury | -2% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Jaguar XF, you will pay more if you purchase Jaguar XF auto insurance at the dealership, so be sure to shop around and compare Jaguar XF insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Jaguar XF insurance rates by employing any one of the following strategies.
Who is the best company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Jaguar XF insurance rates from some of the best auto insurance companies by using our free online tool now.
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