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Acura TL insurance rates are $150 cheaper than the average vehicle. You can pay as low as $46 per month for Acura TL insurance rates. Read more to learn how you can save money on Acura TL insurance rates through policy discounts.
You can start comparing quotes for Acura TL auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Acura TL auto insurance costs are $1,370 a year or $114 a month.
The chart below details how Acura TL insurance rates compare to other luxury cars like the Porsche Panamera, Mercedes-Benz E300, and Lexus IS 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
The Acura TL trim and model you choose can impact the total price you will pay for Acura TL insurance coverage.
The average Acura TL insurance rates are higher for newer models. For example, auto insurance rates for a 2014 Acura TL are $1,370, while 2010 Acura TL rates are $1,202, a difference of $168.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Acura TL | $260 | $500 | $452 | $1,370 |
| 2013 Acura TL | $250 | $470 | $456 | $1,334 |
| 2012 Acura TL | $240 | $422 | $460 | $1,280 |
| 2011 Acura TL | $224 | $388 | $460 | $1,230 |
| 2010 Acura TL | $216 | $364 | $464 | $1,202 |
Driver age can have a significant impact on Acura TL auto insurance rates. For instance, a 30-year-old driver may pay $60 more each year for Acura TL auto insurance than a 40-year-old driver.
Where you live can have a large impact on Acura TL insurance rates. For example, drivers in Los Angeles may pay $754 a year more than drivers in Phoenix.
Your driving record can have an impact on the cost of Acura TL auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura TL insurance rates with violations on their driving record.
Your Acura TL auto insurance rates are tied to the Acura TL’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura TL crash test ratings can impact your Acura TL insurance rates. See Acura TL crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Acura TLX 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura TL safety features can lower the cost of your insurance. The safety features for the 2020 Acura TL include:
The lower percentage means lower Acura TL auto insurance rates; higher percentages mean higher Acura TL insurance rates. The Acura TL’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -10% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -3% |
| Personal Injury | -7% |
| Medical Payment | -26% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
If you are financing an Acura TL, most lenders will require your carry higher Acura TL coverage options including comprehensive coverage, so be sure to shop around and compare Acura TL auto insurance rates from the best companies using our FREE tool below.
If you want to reduce the cost of your Acura TL insurance rates, follow these tips below:
The best auto insurance companies for Acura TL insurance rates will offer competitive rates, discounts, and account for the Acura TL’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Acura TL insurance rates from some of the best auto insurance companies by using our free online tool now.
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