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Key takeaways:
Hyundai Santa Fe insurance rates are $116 per month for full, but teen drivers could pay up to $422 per month. Continue reading to learn how you can save $571 on Hyundai Santa Fe insurance rates.
You can start comparing quotes for Hyundai Santa Fe auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Hyundai Santa Fe auto insurance costs are $1,386 a year or $116 a month.
The chart below details how Hyundai Santa Fe insurance rates compare to other SUVs like the Buick Enclave, GMC Yukon XL, and Mercedes-Benz GLC 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| Buick Enclave | $348 | $594 | $372 | $1,472 |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
The Hyundai Santa Fe trim and model you choose can impact the total price you will pay for Hyundai Santa Fe auto insurance coverage.
Older Hyundai Santa Fe models generally cost less to insure. For example, auto insurance rates for a 2020 Hyundai Santa Fe are $1,386, while the 2010 Hyundai Santa Fe rates are $1,140, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| 2019 Hyundai Santa Fe | $280 | $542 | $390 | $1,370 |
| 2018 Hyundai Santa Fe | $270 | $536 | $398 | $1,362 |
| 2017 Hyundai Santa Fe | $260 | $524 | $416 | $1,358 |
| 2016 Hyundai Santa Fe | $250 | $502 | $430 | $1,340 |
| 2015 Hyundai Santa Fe | $238 | $484 | $442 | $1,322 |
| 2014 Hyundai Santa Fe | $228 | $450 | $452 | $1,288 |
| 2013 Hyundai Santa Fe | $218 | $424 | $456 | $1,256 |
| 2012 Hyundai Santa Fe | $210 | $380 | $460 | $1,208 |
| 2011 Hyundai Santa Fe | $196 | $350 | $460 | $1,164 |
| 2010 Hyundai Santa Fe | $190 | $328 | $464 | $1,140 |
Driver age can have a significant effect on Hyundai Santa Fe auto insurance rates. For example, 30-year-old drivers pay $61 more for Hyundai Santa Fe auto insurance than 40-year-old drivers.
Where you live can have a large impact on Hyundai Santa Fe insurance rates. For example, drivers in Los Angeles may pay $1,192 a year more than drivers in Indianapolis.
Your driving record can have an impact on your Hyundai Santa Fe auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Santa Fe auto insurance with violations on their driving record.
The Hyundai Santa Fe’s safety ratings will affect your Hyundai Santa Fe auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Santa Fe crash test ratings can impact the cost of your Hyundai Santa Fe auto insurance. See Hyundai Santa Fe crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe XL SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe SUV FWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe SUV AWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Santa Fe Sport SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Hyundai Santa Fe Sport SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Hyundai Santa Fe, the more likely it is that you can earn a discount. The Hyundai Santa Fe’s safety features include:
Another contributing factor that plays a direct role in Hyundai Santa Fe insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -9% |
|---|---|
| Property Damage | -6% |
| Comprehensive | -18% |
| Personal Injury | -14% |
| Medical Payment | -8% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Hyundai Santa Fe, most lenders will require your carry higher Hyundai Santa Fe coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Santa Fe auto insurance rates from the best companies using our FREE tool below.
You can save more money on your Hyundai Santa Fe auto insurance rates by employing any of the following five strategies.
Who is the best company for Hyundai Santa Fe insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Santa Fe insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Santa Fe offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Hyundai Santa Fe auto insurance rates by taking advantage of our FREE comparison tool.
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