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Key takeaways:
Hyundai Kona insurance rates are $287 cheaper than the average vehicle. Full coverage will cost $103 per month, while liability-only coverage costs $41 per month. Read more to learn how you can save money on Hyundai Kona insurance rates.
You can start comparing quotes for Hyundai Kona auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Hyundai Kona auto insurance rates are $1,232 a year or $103 a month.
The chart below details how Hyundai Kona insurance rates compare to other crossovers like the Audi Q5, Toyota RAV4, and Chevrolet Trax.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Kona | $280 | $500 | $316 | $1,232 |
| Audi Q5 | $362 | $718 | $372 | $1,610 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| Nissan Murano | $294 | $512 | $390 | $1,354 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
The Hyundai Kona trim and model you choose can impact the total price you will pay for Hyundai Kona auto insurance coverage.
Older Hyundai Kona models generally cost less to insure. For example, auto insurance for a 2020 Hyundai Kona costs $1,232, while 2018 Hyundai Kona insurance costs are $1,208, a difference of $24.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Kona | $280 | $500 | $316 | $1,232 |
| 2019 Hyundai Kona | $268 | $482 | $332 | $1,218 |
| 2018 Hyundai Kona | $256 | $478 | $338 | $1,208 |
Driver age can have a significant impact on the cost of Hyundai Kona auto insurance. For example, 20-year-old drivers pay approximately $1,507 each year for their Hyundai Kona auto insurance than 30-year-old drivers.
Where you live can have a large impact on Hyundai Kona insurance rates. For example, drivers in New York may pay $752 a year more than drivers in Seattle.
Your driving record can have an impact on your Hyundai Kona auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Hyundai Kona auto insurance with violations on their driving record.
The Hyundai Kona’s safety ratings will affect your Hyundai Kona auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Hyundai Kona can impact your Hyundai Kona auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Kona SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Kona SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Hyundai Kona Electric SUV FWD | N/R | N/R | N/R | N/R |
| 2019 Hyundai Kona SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Hyundai Kona SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Hyundai Kona Electric SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Hyundai Kona SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Hyundai Kona SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Hyundai Kona safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Hyundai Kona auto insurance rates. The Hyundai Kona’s safety features include:
If you are financing a Hyundai Kona, most lenders will require your carry higher Hyundai Kona coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Kona auto insurance rates from the best companies using our FREE tool below.
If you want to reduce the cost of your Hyundai Kona insurance rates, follow these tips below:
Several insurance companies offer competitive rates for the Hyundai Kona based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Hyundai Kona drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Hyundai Kona auto insurance quotes for free by using our convenient online comparison tool.
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