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Honda Accord insurance rates are $209 cheaper than the average vehicle. You can spend as low as $44 per month on Honda Accord insurance rates. Continue reading to learn how you can save $540 on Honda Accord insurance rates.
You can start comparing quotes for Honda Accord auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Honda Accord auto insurance costs are $1,310 a year or $109 a month.
The chart below details how Honda Accord insurance rates compare to other sedans like the Toyota Camry, Hyundai Sonata, and Ford Focus.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Mazda 3 | $308 | $562 | $372 | $1,400 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
The Honda Accord trim and model you choose can impact the total price you will pay for Honda Accord auto insurance coverage.
The average Honda Accord auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Honda Accord are $1,310, while the 2010 Honda Accord rates are $1,094, a difference of $216.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Accord | $280 | $500 | $372 | $1,310 |
| 2019 Honda Accord | $268 | $482 | $390 | $1,298 |
| 2018 Honda Accord | $256 | $478 | $398 | $1,290 |
| 2017 Honda Accord | $248 | $466 | $416 | $1,288 |
| 2016 Honda Accord | $240 | $446 | $430 | $1,274 |
| 2015 Honda Accord | $226 | $430 | $442 | $1,256 |
| 2014 Honda Accord | $218 | $400 | $452 | $1,228 |
| 2013 Honda Accord | $208 | $376 | $456 | $1,198 |
| 2012 Honda Accord | $200 | $338 | $460 | $1,156 |
| 2011 Honda Accord | $188 | $310 | $460 | $1,116 |
| 2010 Honda Accord | $180 | $292 | $464 | $1,094 |
Driver age can have a significant effect on the cost of Honda Accord auto insurance. For example, 30-year-old drivers pay approximately $58 more for their Honda Accord auto insurance than 40-year-old drivers.
Where you live can have a large impact on Honda Accord insurance rates. For example, drivers in Houston may pay $966 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Honda Accord auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Accord auto insurance with violations on their driving record.
Your Honda Accord auto insurance rates are tied to the safety ratings of the Honda Accord. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Accord crash test ratings can impact the cost of your Honda Accord auto insurance. See Honda Accord crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Honda Accord 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Honda Accord Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Honda Accord 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Honda Accord 2 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Honda Accord 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2016 Honda Accord 2 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The safety features of the Honda Accord can impact your Honda Accord auto insurance rates. The Honda Accord has the following safety features:
The lower percentage means lower Honda Accord auto insurance rates; higher percentages mean higher Honda Accord auto insurance rates. The Honda Accord’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -9% |
|---|---|
| Property Damage | -15% |
| Comprehensive | -10% |
| Personal Injury | 22% |
| Medical Payment | 17% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Honda Accord, you will pay more if you purchase Honda Accord auto insurance at the dealership, so be sure to shop around and compare Honda Accord auto insurance quotes from the best companies using our FREE tool below.
Save more on your Honda Accord auto insurance rates. Take a look at the following five strategies that will get you the best Honda Accord auto insurance rates possible.
Who is the best auto insurance company for Honda Accord insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Accord auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Accord offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Honda Accord auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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