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Cadillac SRX insurance rates are $126 per month for full coverage and $50 per month for liability-only coverage. Teen drivers could pay up to $460 per month. Continue reading to learn how you save $623 per year on Cadillac SRX insurance rates.
You can start comparing quotes for Cadillac SRX auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Cadillac SRX auto insurance costs are $1,510 a year or $126 a month.
The chart below details how Cadillac SRX insurance rates compare to other crossovers like the Audi SQ5, Lexus RX 450h, and Lincoln MKC.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Lexus RX 450h | $390 | $718 | $420 | $1,708 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
Even though the average annual rate for the Cadillac SRX is $1,510, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Cadillac SRX.
The average Cadillac SRX auto insurance rates are higher for newer models. For example, auto insurance for a 2016 Cadillac SRX costs $1,510, while 2010 Cadillac SRX insurance costs are $1,256, a difference of $254.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Cadillac SRX | $310 | $612 | $430 | $1,510 |
| 2015 Cadillac SRX | $292 | $592 | $442 | $1,484 |
| 2014 Cadillac SRX | $282 | $548 | $452 | $1,440 |
| 2013 Cadillac SRX | $270 | $516 | $456 | $1,400 |
| 2012 Cadillac SRX | $258 | $464 | $460 | $1,340 |
| 2011 Cadillac SRX | $242 | $426 | $460 | $1,286 |
| 2010 Cadillac SRX | $234 | $400 | $464 | $1,256 |
Driver age can have a significant effect on Cadillac SRX auto insurance rates. As an example, a 30-year-old driver pays around $66 more each year for their Cadillac SRX auto insurance than a 40-year-old driver.
Where you live can have a large impact on Cadillac SRX insurance rates. For example, drivers in New York may pay $921 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Cadillac SRX auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac SRX auto insurance with violations on their driving record.
Your Cadillac SRX auto insurance rates are influenced by the Cadillac SRX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Poor Cadillac SRX crash test ratings could mean higher Cadillac SRX auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Cadillac SRX SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Cadillac SRX SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Cadillac SRX, the more likely it is that you can earn a discount. The Cadillac SRX’s safety features include:
The lower percentage means lower Cadillac SRX auto insurance costs; higher percentages mean higher Cadillac SRX auto insurance costs. Compare the following Cadillac SRX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 3% |
|---|---|
| Property Damage | 1% |
| Comprehensive | -16% |
| Personal Injury | -20% |
| Medical Payment | -18% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Cadillac SRX, most lenders will require your carry higher Cadillac SRX coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac SRX auto insurance quotes from the best auto insurance companies using our FREE tool below.
There are many ways that you can save on Cadillac SRX auto insurance. Below are five actions you can take to find cheap Cadillac SRX auto insurance rates.
The best auto insurance companies for Cadillac SRX auto insurance rates will offer competitive rates, discounts, and account for the Cadillac SRX’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Cadillac SRX auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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