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Toyota Camry insurance rates cost $119 per month for full coverage and $48 per month for liability-only coverage. Continue reading to learn how good drivers can save up to $600 on Toyota Camry insurance rates.
You can start comparing quotes for Toyota Camry auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Toyota Camry auto insurance costs are $1,432 a year or $119 a month.
The chart below details how Toyota Camry insurance rates compare to other sedans like the Chevrolet Cruze, Ford Taurus, and Hyundai Sonata.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Camry | $308 | $594 | $372 | $1,432 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Infiniti Q50 | $344 | $686 | $398 | $1,586 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
The Toyota Camry trim and model you choose can impact the total price you will pay for Toyota Camry auto insurance coverage.
The average Toyota Camry auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Toyota Camry costs $1,432, while 2010 Toyota Camry insurance costs are $1,166, a difference of $266.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Toyota Camry | $308 | $594 | $372 | $1,432 |
| 2019 Toyota Camry | $294 | $570 | $390 | $1,412 |
| 2018 Toyota Camry | $282 | $566 | $398 | $1,404 |
| 2017 Toyota Camry | $272 | $552 | $416 | $1,398 |
| 2016 Toyota Camry | $262 | $530 | $430 | $1,380 |
| 2015 Toyota Camry | $248 | $512 | $442 | $1,360 |
| 2014 Toyota Camry | $238 | $474 | $452 | $1,322 |
| 2013 Toyota Camry | $230 | $446 | $456 | $1,290 |
| 2012 Toyota Camry | $220 | $400 | $460 | $1,238 |
| 2011 Toyota Camry | $206 | $368 | $460 | $1,192 |
| 2010 Toyota Camry | $198 | $346 | $464 | $1,166 |
Driver age can have a significant impact on the cost of Toyota Camry auto insurance. For example, 20-year-old drivers pay as much as $1,814 more each year for their Toyota Camry auto insurance than 40-year-old drivers.
Where you live can have a large impact on Toyota Camry insurance rates. For example, drivers in New York may pay $874 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Toyota Camry auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Camry auto insurance with violations on their driving record.
Your Toyota Camry auto insurance rates are tied to the safety ratings of the Toyota Camry. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Good Toyota Camry crash test ratings can lower your Toyota Camry auto insurance rates. See Toyota Camry crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Camry Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Toyota Camry 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Toyota Camry Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Toyota Camry 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Toyota Camry HV 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Camry 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Camry HV 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Camry 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Toyota Camry can help lower your Toyota Camry insurance costs. The Toyota Camry’s safety features include:
Insurance loss probability on the Toyota Camry fluctuates between each type of coverage. The lower percentage means lower Toyota Camry auto insurance rates; higher percentages mean higher Toyota Camry auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 10% |
|---|---|
| Property Damage | -6% |
| Comprehensive | 2% |
| Personal Injury | 48% |
| Medical Payment | 45% |
| Bodily Injury | 7% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Toyota Camry, you will pay more if you purchase Toyota Camry auto insurance at the dealership, so be sure to shop around and compare Toyota Camry auto insurance quotes from the best companies using our FREE tool below.
Drivers can end up saving more money on their Toyota Camry auto insurance rates by employing any one of the following strategies.
The best auto insurance companies for Toyota Camry auto insurance rates will offer competitive rates, discounts, and account for the Toyota Camry’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
To start comparing Toyota Camry auto insurance quotes for free, use our online auto insurance comparison tool.
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