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Ford C-Max insurance rates are $115 cheaper per year than the average vehicle. Full coverage insurance rates cost $117 per month, while liability-only coverage cost $47 per month. Continue reading to learn how you can save $579 per year on Ford C-Max insurance rates
You can start comparing quotes for Ford C-Max Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Ford C-Max Hybrid auto insurance rates are $1,404 a year or $117 a month.
The chart below details how Ford C-Max Hybrid insurance rates compare to other hybrid/electrics like the Honda Accord Hybrid, Toyota Prius, and Hyundai Sonata Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
The Ford C-Max Hybrid trim and model you choose will affect the total price you will pay for Ford C-Max Hybrid insurance coverage.
Older Ford C-Max Hybrid models generally cost less to insure. For example, auto insurance rates for a 2018 Ford C-Max Hybrid are $1,404, while 2013 Ford C-Max Hybrid rates are $1,290, a difference of $114.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| 2017 Ford C-Max Hybrid | $272 | $552 | $416 | $1,398 |
| 2016 Ford C-Max Hybrid | $262 | $530 | $430 | $1,380 |
| 2015 Ford C-Max Hybrid | $248 | $512 | $442 | $1,360 |
| 2014 Ford C-Max Hybrid | $238 | $474 | $452 | $1,322 |
| 2013 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
Driver age can have a significant impact on Ford C-Max Hybrid auto insurance rates. For example, 20-year-old drivers pay approximately $1,717 more each year for their Ford C-Max Hybrid auto insurance than 30-year-old drivers.
Where you live can have a large impact on Ford C-Max Hybrid insurance rates. For example, drivers in New York may pay $856 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Ford C-Max Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford C-Max Hybrid auto insurance rates with violations on their driving record.
Your Ford C-Max Hybrid auto insurance rates are influenced by the Ford C-Max Hybrid’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | A |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
If the Ford C-Max Hybrid crash test ratings are good, you could have lower Ford C-Max Hybrid auto insurance rates. See Ford C-Max Hybrid crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Ford C-Max Hybrid | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Good Ford C-Max Hybrid safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Ford C-Max Hybrid are:
The Ford C-Max Hybrid’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Ford C-Max Hybrid, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -1% |
|---|---|
| Property Damage | -8% |
| Comprehensive | -5% |
| Personal Injury | -6% |
| Medical Payment | -11% |
| Bodily Injury | 0% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Ford C-Max Hybrid, most lenders will require your carry higher Ford C-Max Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Ford C-Max Hybrid auto insurance rates from the best companies using our FREE tool below.
There are several ways you can save even more on your Ford C-Max Hybrid auto insurance rates. Take a look at the following five tips:
Who is the top auto insurance company for Ford C-Max Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford C-Max Hybrid auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford C-Max Hybrid offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Ford C-Max Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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