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Chevrolet Cobalt insurance rates are nearly $200 cheaper than the average vehicle. You can pay as low as $112 per month for full coverage and $45 per month for liability-only coverage. Continue reading to learn how you can save more money on Chevrolet Cobalt insurance rates.
You can start comparing quotes for Chevrolet Cobalt auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Chevrolet Cobalt auto insurance rates are $1,342 a year or $112 a month.
The chart below details how Chevrolet Cobalt insurance rates compare to other sedans like the Chevrolet Blazer, Subaru Legacy, and Infiniti Q50.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Infiniti Q50 | $344 | $686 | $398 | $1,586 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
The Chevrolet Cobalt trim and model you choose can impact the total price you will pay for Chevrolet Cobalt insurance coverage.
Older Chevrolet Cobalt models generally cost less to insure. For example, auto insurance rates for a 2010 Chevrolet Cobalt are $1,342, while 2010 Chevrolet Cobalt rates are $1,342, a difference of $.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chevrolet Cobalt | $198 | $364 | $580 | $1,342 |
| 2010 Chevrolet Cobalt | $198 | $364 | $580 | $1,342 |
Driver age can have a significant effect on Chevrolet Cobalt auto insurance rates. For example, 20-year-old drivers pay $1,641 more for their Chevrolet Cobalt auto insurance each year than 30-year-old drivers.
Where you live can have a large impact on Chevrolet Cobalt insurance rates. For example, drivers in Los Angeles may pay $192 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Chevrolet Cobalt auto insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Cobalt auto insurance rates with violations on their driving record.
Your Chevrolet Cobalt auto insurance rates are tied to the Chevrolet Cobalt’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | A |
| Roof strength | Not Tested |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Chevrolet Cobalt can impact your Chevrolet Cobalt auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Chevrolet Cobalt | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Chevrolet Cobalt can help lower your insurance costs. According to AutoBlog, the 2020 Chevrolet Cobalt’s safety features include:
If you are financing a Chevrolet Cobalt, most lenders will require your carry higher Chevrolet Cobalt coverages including comprehensive coverage, so be sure to compare Chevrolet Cobalt auto insurance rates from the best companies using our FREE tool below.
Save more on your Chevrolet Cobalt auto insurance rates. Take a look at the following five strategies that will get you the best Chevrolet Cobalt auto insurance rates possible.
Who is the top auto insurance company for Chevrolet Cobalt insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Cobalt auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Cobalt offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Chevrolet Cobalt auto insurance rates by taking advantage of our FREE comparison tool.
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