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Lexus LS 460 insurance rates are $191 more expensive than the average vehicle. The best way to save money on Lexus LS 460 insurance rates is through policy discounts. Continue reading to learn how you can save money on Lexus LS 460 insurance rates.
You can start comparing quotes for Lexus LS 460 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Lexus LS 460 auto insurance costs are $1,710 a year or $143 a month.
The chart below details how Lexus LS 460 insurance rates compare to other luxury cars like the Acura TLX, Lexus IS 350, and Lexus ES 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
The Lexus LS 460 trim and model you choose can impact the total price you will pay for Lexus LS 460 insurance coverage.
Older Lexus LS 460 models generally cost less to insure. For example, auto insurance rates for a 2017 Lexus LS 460 are $1,710, while the 2010 Lexus LS 460 rates are $1,334, a difference of $376.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Lexus LS 460 | $406 | $814 | $354 | $1,710 |
| 2016 Lexus LS 460 | $392 | $780 | $364 | $1,672 |
| 2015 Lexus LS 460 | $370 | $752 | $376 | $1,634 |
| 2014 Lexus LS 460 | $356 | $698 | $384 | $1,574 |
| 2013 Lexus LS 460 | $342 | $658 | $388 | $1,524 |
| 2012 Lexus LS 460 | $328 | $590 | $390 | $1,444 |
| 2011 Lexus LS 460 | $306 | $542 | $390 | $1,374 |
| 2010 Lexus LS 460 | $296 | $508 | $394 | $1,334 |
Driver age can have a significant impact on Lexus LS 460 auto insurance rates. As an example, a 40-year-old driver could pay $181 less each month for their Lexus LS 460 auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Lexus LS 460 insurance rates. For example, drivers in Jacksonville may pay $1,026 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Lexus LS 460 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus LS 460 auto insurance rates with violations on their driving record.
The Lexus LS 460’s safety ratings will affect your Lexus LS 460 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Poor Lexus LS 460 crash test ratings could mean higher Lexus LS 460 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Lexus LS 460 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Lexus LS 460, the more likely it is that you can earn a discount. The Lexus LS 460’s safety features include:
Insurance loss probability on the Lexus LS 460 fluctuates between each type of coverage. The lower percentage means lower Lexus LS 460 auto insurance rates; higher percentages mean higher Lexus LS 460 auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 55% |
|---|---|
| Property Damage | -24% |
| Comprehensive | 103% |
| Personal Injury | -48% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Lexus LS 460, you will pay more if you purchase Lexus LS 460 auto insurance at the dealership, so be sure to shop around and compare Lexus LS 460 auto insurance quotes from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Lexus LS 460 auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lexus LS 460 auto insurance rates
Several top auto insurance companies offer competitive rates for the Lexus LS 460 rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Lexus LS 460 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Lexus LS 460 insurance from some of the top auto insurance companies by using our free online tool today.
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