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Audi A3 insurance rates are $115 cheaper than the average vehicle. You can pay as low as $117 per month for Audi A3 insurance rates. Continue reading to learn how you can save money Audi A3 insurance rates for teen drivers.
You can start comparing quotes for Audi A3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Audi A3 auto insurance costs are $1,404 a year or $117 a month.
The chart below details how Audi A3 insurance rates compare to other sedans like the Nissan Sentra, Subaru WRX, and Cadillac CTS.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Audi S3 | $356 | $744 | $264 | $1,474 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
You might have noticed that there is a multitude of factors that impact Audi A3 auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Audi A3.
Older Audi A3 models generally cost less to insure. For example, auto insurance rates for a 2018 Audi A3 are $1,404, while 2010 Audi A3 rates are $1,166, a difference of $238.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi A3 | $282 | $566 | $398 | $1,404 |
| 2017 Audi A3 | $272 | $552 | $416 | $1,398 |
| 2016 Audi A3 | $262 | $530 | $430 | $1,380 |
| 2015 Audi A3 | $248 | $512 | $442 | $1,360 |
| 2013 Audi A3 | $230 | $446 | $456 | $1,290 |
| 2012 Audi A3 | $220 | $400 | $460 | $1,238 |
| 2011 Audi A3 | $206 | $368 | $460 | $1,192 |
| 2010 Audi A3 | $198 | $346 | $464 | $1,166 |
Driver age can have a significant impact on Audi A3 auto insurance rates. As an example, a 40-year-old driver could pay $148 less each month for their Audi A3 auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Audi A3 insurance rates. For example, drivers in Jacksonville may pay $843 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Audi A3 auto insurance. Teens and drivers in their 20’s see the highest jump in their Audi A3 auto insurance with violations on their driving record.
Your Audi A3 auto insurance rates are tied to the Audi A3’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Audi A3 crash test ratings can impact the cost of your Audi A3 auto insurance. See Audi A3 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi A3 Cabriolet C FWD | N/R | N/R | N/R | N/R |
| 2020 Audi A3 Cabriolet C AWD | N/R | N/R | N/R | N/R |
| 2020 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi A3 Sportback e-tron FWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2019 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi A3 Sportback e-tron FWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2018 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2017 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2017 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi A3 C FWD | N/R | N/R | N/R | N/R |
| 2016 Audi A3 C AWD | N/R | N/R | N/R | N/R |
| 2016 Audi A3 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi A3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Audi A3 safety features can help lower insurance costs. According to AutoBlog, the 2020 Audi A3 has the following safety features:
The Audi A3’s insurance loss probability varies for each form of coverage. The lower percentage means lower Audi A3 auto insurance rates; higher percentages mean higher Audi A3 auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 52% |
|---|---|
| Property Damage | -10% |
| Comprehensive | 9% |
| Personal Injury | -15% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing an Audi A3, most lenders will require your carry higher Audi A3 coverages including comprehensive coverage, so be sure to compare Audi A3 auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Audi A3 auto insurance. Below are five actions you can take to find cheap Audi A3 auto insurance rates.
Who is the top auto insurance company for Audi A3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi A3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi A3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Audi A3 auto insurance quotes for free by using our FREE online comparison tool.
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