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You can save up to $135 per year when your insure a Dodge Journey. Dodge Journey insurance rates are $115 per month for full coverage and $46 per month for liability-only coverage. Continue reading to learn how you save money on Dodge Journey insurance rates.
You can start comparing quotes for Dodge Journey auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance rates for a Dodge Journey cost $1,384 a year or $115 a month.
The chart below details how Dodge Journey insurance rates compare to other SUVs like the Toyota Highlander, Mitsubishi Outlander Sport, and Volkswagen Atlas.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
The Dodge Journey trim and model you choose will affect the total price you will pay for Dodge Journey insurance coverage.
Older Dodge Journey models generally cost less to insure. For example, auto insurance for a 2020 Dodge Journey costs $1,384, while 2010 Dodge Journey insurance costs are $1,138, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Journey | $322 | $532 | $372 | $1,384 |
| 2019 Dodge Journey | $306 | $512 | $390 | $1,366 |
| 2018 Dodge Journey | $294 | $506 | $398 | $1,356 |
| 2017 Dodge Journey | $284 | $494 | $416 | $1,352 |
| 2016 Dodge Journey | $274 | $474 | $430 | $1,336 |
| 2015 Dodge Journey | $260 | $458 | $442 | $1,318 |
| 2014 Dodge Journey | $250 | $424 | $452 | $1,284 |
| 2013 Dodge Journey | $240 | $400 | $456 | $1,254 |
| 2012 Dodge Journey | $230 | $358 | $460 | $1,206 |
| 2011 Dodge Journey | $214 | $330 | $460 | $1,162 |
| 2010 Dodge Journey | $206 | $310 | $464 | $1,138 |
Driver age can have a significant impact on Dodge Journey auto insurance rates. For example, 20-year-old drivers pay approximately $1,693 more each year for their Dodge Journey auto insurance than 30-year-old drivers.
Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in New York may pay $845 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Dodge Journey auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Journey auto insurance rates with violations on their driving record.
Your Dodge Journey auto insurance rates are influenced by the Dodge Journey’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
If the Dodge Journey crash test ratings are good, you could have lower Dodge Journey auto insurance rates. See Dodge Journey crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Dodge Journey can help lower your insurance costs. According to AutoBlog, the 2020 Dodge Journey’s safety features include:
Another contributing factor that plays a direct role in Dodge Journey insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -8% |
| Comprehensive | -20% |
| Personal Injury | 48% |
| Medical Payment | 63% |
| Bodily Injury | 31% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Dodge Journey, most lenders will require your carry higher Dodge Journey coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Journey auto insurance rates from the best companies using our FREE tool below.
Save more on your Dodge Journey auto insurance rates. Take a look at the following five strategies that will get you the best Dodge Journey auto insurance rates possible.
The best auto insurance companies for Dodge Journey insurance rates will offer competitive rates, discounts, and account for the Dodge Journey’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Dodge Journey auto insurance rates by taking advantage of our FREE comparison tool.
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