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Key takeaways:
Jeep Wrangler insurance rates are $263 cheaper than the average vehicle. Full coverage rates are $105 per month, while liability-only coverage costs $42 per month. You can save $518 a year on policy discounts if you’re a good driver. Continue reading to learn more about cheap Jeep Wrangler insurance rates.
You can start comparing quotes for Jeep Wrangler auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Jeep Wrangler auto insurance costs are $1,256 a year or $105 a month.
The chart below details how Jeep Wrangler insurance rates compare to other SUVs like the Subaru Forester, Jeep Cherokee, and Jeep Compass.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Subaru Forester | $346 | $512 | $332 | $1,326 |
| Jeep Cherokee | $348 | $626 | $466 | $1,640 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Mercedes-Benz GLA 250 | $370 | $714 | $450 | $1,714 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| GMC Terrain | $322 | $562 | $316 | $1,336 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
The Jeep Wrangler trim and model you choose can impact the total price you will pay for Jeep Wrangler auto insurance coverage.
The average Jeep Wrangler auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Jeep Wrangler are $1,256, while the 2010 Jeep Wrangler rates are $1,102, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| 2019 Jeep Wrangler | $268 | $362 | $440 | $1,250 |
| 2018 Jeep Wrangler | $256 | $358 | $450 | $1,244 |
| 2017 Jeep Wrangler | $248 | $350 | $470 | $1,248 |
| 2016 Jeep Wrangler | $240 | $336 | $486 | $1,242 |
| 2015 Jeep Wrangler | $226 | $324 | $500 | $1,230 |
| 2014 Jeep Wrangler | $218 | $300 | $510 | $1,208 |
| 2013 Jeep Wrangler | $208 | $282 | $514 | $1,184 |
| 2012 Jeep Wrangler | $200 | $254 | $520 | $1,154 |
| 2011 Jeep Wrangler | $188 | $234 | $520 | $1,122 |
| 2010 Jeep Wrangler | $180 | $218 | $524 | $1,102 |
Driver age can have a significant effect on the cost of Jeep Wrangler auto insurance. For example, a 20-year-old driver could pay around $128 more each month for their Jeep Wrangler auto insurance than a 30-year-old driver.
Where you live can have a large impact on Jeep Wrangler insurance rates. For example, drivers in Los Angeles may pay $180 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Jeep Wrangler auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Wrangler auto insurance rates with violations on their driving record.
The Jeep Wrangler’s safety ratings will affect your Jeep Wrangler auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Jeep Wrangler crash test ratings will affect your Jeep Wrangler auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jeep Wrangler Unlimited SUV 4WD | N/R | 4 stars | N/R | 3 stars |
| 2020 Jeep Wrangler Unlimited DIESEL SUV 4WD | N/R | N/R | N/R | 3 stars |
| 2020 Jeep Wrangler SUV 4WD | N/R | 4 stars | N/R | 3 stars |
| 2019 Jeep Wrangler Unlimited 4 DR 4WD | N/R | 4 stars | N/R | 3 stars |
| 2019 Jeep Wrangler 2 DR 4WD | N/R | N/R | N/R | N/R |
| 2018 Jeep Wrangler Unlimited JK 4 DR 4WD Early release | N/R | 3 stars | N/R | 3 stars |
| 2018 Jeep Wrangler Unlimited 4 DR 4WD Later Release | N/R | N/R | N/R | 3 stars |
| 2018 Jeep Wrangler JK 2 DR 4WD Early release | N/R | N/R | N/R | 3 stars |
| 2018 Jeep Wrangler 2 DR 4WD Later Release | N/R | N/R | N/R | 3 stars |
| 2017 Jeep Wrangler Unlimited 4 DR 4WD | N/R | 3 stars | N/R | 3 stars |
| 2017 Jeep Wrangler 2 DR 4WD | N/R | N/R | N/R | 3 stars |
| 2016 Jeep Wrangler 4DR 4WD | N/R | N/R | N/R | 3 stars |
| 2016 Jeep Wrangler 2DR 4WD | N/R | N/R | N/R | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Jeep Wrangler safety features can help lower insurance costs. According to AutoBlog, the 2020 Jeep Wrangler has the following safety features:
The Jeep Wrangler’s insurance loss probability varies for each form of coverage. The lower percentage means lower Jeep Wrangler auto insurance rates; higher percentages mean higher Jeep Wrangler auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -46% |
|---|---|
| Property Damage | 34% |
| Comprehensive | -29% |
| Personal Injury | -43% |
| Medical Payment | -48% |
| Bodily Injury | 2% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Jeep Wrangler, you will pay more if you purchase Jeep Wrangler auto insurance at the dealership, so be sure to shop around and compare Jeep Wrangler auto insurance quotes from the best companies using our FREE tool below.
Save more on your Jeep Wrangler auto insurance rates. Take a look at the following five strategies that will get you the best Jeep Wrangler auto insurance rates possible.
Who is the top auto insurance company for Jeep Wrangler insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Wrangler auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Wrangler offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Jeep Wrangler auto insurance quotes for free by using our convenient online comparison tool.
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