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Lexus IS 350 insurance rates are $132 per month for full coverage and $53 per month for liability-only coverage. Teen drivers could have insurance rates close to $500 per month. Continue reading to learn how you can save money on Lexus IS 350 insurance rates.
You can start comparing quotes for Lexus IS 350 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Lexus IS 350 auto insurance costs are $1,586 a year or $132 a month.
The chart below details how Lexus IS 350 insurance rates compare to other luxury cars like the Mercedes-Benz C300, Lexus GS 350, and BMW M3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
You might have noticed that there is a multitude of factors that impact Lexus IS 350 auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Lexus IS 350.
Older Lexus IS 350 models generally cost less to insure. For example, auto insurance for a 2018 Lexus IS 350 costs $1,586, while 2010 Lexus IS 350 insurance costs are $1,282, a difference of $304.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| 2017 Lexus IS 350 | $332 | $668 | $416 | $1,574 |
| 2016 Lexus IS 350 | $320 | $640 | $430 | $1,548 |
| 2015 Lexus IS 350 | $304 | $618 | $442 | $1,522 |
| 2014 Lexus IS 350 | $292 | $574 | $452 | $1,476 |
| 2013 Lexus IS 350 | $280 | $540 | $456 | $1,434 |
| 2012 Lexus IS 350 | $268 | $484 | $460 | $1,370 |
| 2011 Lexus IS 350 | $250 | $446 | $460 | $1,314 |
| 2010 Lexus IS 350 | $242 | $418 | $464 | $1,282 |
Driver age can have a significant effect on the cost of Lexus IS 350 auto insurance. For example, 30-year-old drivers pay approximately $70 more for their Lexus IS 350 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Lexus IS 350 insurance rates. For example, drivers in Houston may pay $1,169 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Lexus IS 350 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 350 auto insurance rates with violations on their driving record.
Your Lexus IS 350 auto insurance rates are influenced by the Lexus IS 350’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | G |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Lexus IS 350 can impact your Lexus IS 350 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus IS 350 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Lexus IS 350 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The numerous safety features of the Lexus IS 350 help contribute to lower insurance rates. The 2020 Lexus IS 350 has the following safety features:
Another contributing factor that affects Lexus IS 350 auto insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 65% |
|---|---|
| Property Damage | -12% |
| Comprehensive | 86% |
| Personal Injury | 1% |
| Medical Payment | N/A |
| Bodily Injury | N/A |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Lexus IS 350, you will pay more if you purchase Lexus IS 350 auto insurance at the dealership, so be sure to shop around and compare Lexus IS 350 auto insurance quotes from the best companies using our FREE tool below.
If you want to reduce the cost of your Lexus IS 350 insurance rates, follow these tips below:
Who is the top auto insurance company for Lexus IS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus IS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus IS 350 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save money by comparing Lexus IS 350 insurance rates with free quotes online now!
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