8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Lexus ES 350 insurance rates are $123 per month for full coverage and $49 per month for liability coverage. Policy discounts can save you up to $606 a year. Continue reading through the guide to learn how you can save money on Lexus ES 350 insurance rates.
You can start comparing quotes for Lexus ES 350 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Lexus ES 350 auto insurance rates are $1,470 a year or $123 a month.
The chart below details how Lexus ES 350 insurance rates compare to other luxury cars like the Jaguar XE, Acura TLX, and Audi A6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
The Lexus ES 350 trim and model you choose can impact the total price you will pay for Lexus ES 350 insurance coverage.
Older Lexus ES 350 models generally cost less to insure. For example, auto insurance for a 2020 Lexus ES 350 costs $1,470, while 2010 Lexus ES 350 insurance costs are $1,146, a difference of $324.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| 2019 Lexus ES 350 | $346 | $630 | $332 | $1,444 |
| 2018 Lexus ES 350 | $332 | $626 | $338 | $1,432 |
| 2017 Lexus ES 350 | $320 | $610 | $354 | $1,420 |
| 2016 Lexus ES 350 | $310 | $586 | $364 | $1,396 |
| 2015 Lexus ES 350 | $292 | $564 | $376 | $1,368 |
| 2014 Lexus ES 350 | $282 | $524 | $384 | $1,326 |
| 2013 Lexus ES 350 | $270 | $494 | $388 | $1,288 |
| 2012 Lexus ES 350 | $258 | $442 | $390 | $1,226 |
| 2011 Lexus ES 350 | $242 | $408 | $390 | $1,176 |
| 2010 Lexus ES 350 | $234 | $382 | $394 | $1,146 |
Driver age can have a significant impact on Lexus ES 350 auto insurance rates. For instance, a 30-year-old driver may pay $65 more each year for Lexus ES 350 auto insurance than a 40-year-old driver.
Where you live can have a large impact on Lexus ES 350 insurance rates. For example, drivers in Los Angeles may pay $809 a year more than drivers in Phoenix.
Your driving record can have an impact on your Lexus ES 350 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Lexus ES 350 auto insurance with violations on their driving record.
The Lexus ES 350’s safety ratings will affect your Lexus ES 350 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Lexus ES 350 crash test ratings can impact the cost of your Lexus ES 350 auto insurance. See Lexus ES 350 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus ES 350 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lexus ES 350 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Lexus ES 350 can help lower your Lexus ES 350 insurance costs. The Lexus ES 350’s safety features include:
Review the Lexus ES 350 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Lexus ES 350 auto insurance costs; higher percentages mean higher Lexus ES 350 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 26% |
|---|---|
| Property Damage | -21% |
| Comprehensive | 60% |
| Personal Injury | -9% |
| Medical Payment | 0% |
| Bodily Injury | -22% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Lexus ES 350, you will pay more if you purchase Lexus ES 350 auto insurance at the dealership, so be sure to shop around and compare Lexus ES 350 auto insurance quotes from the best companies using our FREE tool below.
There are several ways you can save even more on your Lexus ES 350 auto insurance rates. Take a look at the following five tips:
Who is the top auto insurance company for Lexus ES 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus ES 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus ES 350 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Lexus ES 350 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Vehicles