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Honda Accord Hybrid insurance rates cost $128 per month for full coverage and $51 per month for liability-only coverage. Good drivers can save up to $632 per year on policy discounts. Continue reading to learn more about saving money on Honda Accord Hybrid insurance rates.
You can start comparing quotes for Honda Accord Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Honda Accord Hybrid auto insurance rates are $1,532 a year or $128 a month.
The chart below details how Honda Accord Hybrid insurance rates compare to other hybrid/electrics like the Ford Fusion Hybrid, Lexus GS 450h, and Buick LaCrosse.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
You might have noticed that there is a multitude of factors that impact Honda Accord Hybrid auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Honda Accord Hybrid.
Older Honda Accord Hybrid models generally cost less to insure. For example, auto insurance for a 2020 Honda Accord Hybrid costs $1,532, while 2014 Honda Accord Hybrid insurance costs are $1,376, a difference of $156.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| 2019 Honda Accord Hybrid | $346 | $690 | $332 | $1,504 |
| 2018 Honda Accord Hybrid | $332 | $686 | $338 | $1,492 |
| 2017 Honda Accord Hybrid | $320 | $668 | $354 | $1,478 |
| 2016 Honda Accord Hybrid | $310 | $640 | $364 | $1,450 |
| 2015 Honda Accord Hybrid | $292 | $618 | $376 | $1,422 |
| 2014 Honda Accord Hybrid | $282 | $574 | $384 | $1,376 |
Driver age can have a significant impact on the cost of Honda Accord Hybrid auto insurance. For example, 20-year-old drivers pay approximately $1,874 each year for their Honda Accord Hybrid auto insurance than 30-year-old drivers.
Where you live can have a large impact on Honda Accord Hybrid insurance rates. For example, drivers in New York may pay $935 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Honda Accord Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Accord Hybrid auto insurance with violations on their driving record.
Your Honda Accord Hybrid auto insurance rates are influenced by the safety ratings of the Honda Accord Hybrid. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Honda Accord Hybrid can impact your Honda Accord Hybrid auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Honda Accord Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Honda Accord Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do Honda Accord Hybrid safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Honda Accord Hybrid auto insurance rates. The Honda Accord Hybrid’s safety features include:
The lower percentage means lower Honda Accord Hybrid auto insurance costs; higher percentages mean higher Honda Accord Hybrid auto insurance costs. Compare the following Honda Accord Hybrid auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -20% |
| Comprehensive | -2% |
| Personal Injury | -11% |
| Medical Payment | -24% |
| Bodily Injury | -16% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Honda Accord Hybrid, most lenders will require your carry higher Honda Accord Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Honda Accord Hybrid auto insurance quotes from the best companies using our FREE tool below.
If you want to reduce the cost of your Honda Accord Hybrid insurance rates, follow these tips below:
Who is the best company for Honda Accord Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Accord Hybrid insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Accord Hybrid offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
To start comparing Honda Accord Hybrid auto insurance quotes for free, use our online auto insurance comparison tool.
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