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Best Dodge Dakota Insurance Rates [How to Find Cheap Rates]

Key takeaways:

  • Full coverage costs around $1,220 a year or $102 each month
  • A liability-only policy costs around $489 a year or $41 each month
  • Highest rates are for teenage drivers at around $4,459 a year or $372 each month
  • Good drivers can save as much as $503 a year by earning policy discounts
  • Dodge Dakota insurance costs around $299 less per year than the average vehicle

Dodge Dakota insurance rates are nearly $300 cheaper than the average vehicle. Liability-only coverage costs $41 per month and full coverage costs $102 per month. Continue reading to learn how you can save $503 per month on Dodge Dakota insurance rates.

You can start comparing quotes for Dodge Dakota auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Dodge Dakota Insurance Cost

The average auto insurance costs for a Dodge Dakota are $1,220 a year or $102 a month.

Are Dodge Dakotas Expensive to Insure?

The chart below details how Dodge Dakota insurance rates compare to other trucks like the Ford F-150, Toyota Tacoma, and Nissan Frontier.

Vehicle Comprehensive Collision Liability Total
Ford F-150 $322 $470 $372 $1,322
Toyota Tacoma $294 $482 $390 $1,324
Nissan Frontier $294 $500 $420 $1,394
GMC Sierra 2500HD $336 $656 $420 $1,592
GMC Sierra 3500HD $376 $656 $420 $1,632
Chevrolet Silverado $322 $562 $420 $1,484
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Dakota Insurance?

The Dodge Dakota trim and model you choose can impact the total price you will pay for Dodge Dakota insurance coverage.

Age of the Vehicle

Older Dodge Dakota models generally cost less to insure. For example, auto insurance rates for a 2010 Dodge Dakota are $1,220, while 2010 Dodge Dakota rates are $1,220, a difference of $.

Model Year Comprehensive Collision Liability Total
2010 Dodge Dakota $206 $310 $524 $1,220
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Driver Age

Driver age can have a significant effect on Dodge Dakota auto insurance rates. For example, 20-year-old drivers pay $1,492 more for their Dodge Dakota auto insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Dodge Dakota insurance rates. For example, drivers in Houston may pay $899 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Dakota auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Dakota auto insurance with violations on their driving record.

Dodge Dakota Safety Ratings

Your Dodge Dakota auto insurance rates are influenced by the Dodge Dakota’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side M
Roof strength Not Tested
Head restraints and seats A
Source: Insurance Institute for Highway Safety
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Dodge Dakota Crash Test Ratings

Not only do good Dodge Dakota crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Dodge Dakota auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Dakota N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Dakota Safety Features

Most drivers don’t realize that not only do Dodge Dakota safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Dodge Dakota auto insurance rates. The Dodge Dakota’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Daytime Running Lights
  • Child Safety Locks

Dodge Dakota Finance and Insurance Cost

If you are financing a Dodge Dakota, most lenders will require your carry higher Dodge Dakota coverages including comprehensive coverage, so be sure to compare Dodge Dakota auto insurance rates from the best companies using our FREE tool below.

Ways to Save on Dodge Dakota Insurance

Save more on your Dodge Dakota auto insurance rates. Take a look at the following five strategies that will get you the best Dodge Dakota auto insurance rates possible.

  • Compare Dodge Dakota Insurance Rates Online
  • Consider Renting a Car Instead of Buying a Second Dodge Dakota
  • Drive Your Dodge Dakota Safely
  • Don’t Always Pick the Cheapest Dodge Dakota Auto Insurance Policy
  • Install an Aftermarket Anti-Theft Device for Your Dodge Dakota

Top Dodge Dakota Insurance Companies

Who is the best auto insurance company for Dodge Dakota insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Dakota auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Dakota offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Dakota Insurance Quotes Online

Start comparing Dodge Dakota auto insurance quotes for free by using our convenient online comparison tool.

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