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Honda CR-Z insurance rates are $187 cheaper than the average vehicle. Honda CR-Z full coverage rates are $111 per month, but liability-only coverage costs $45. Continue reading to learn how you can save money on Honda CR-Z insurance rates.
You can start comparing quotes for Honda CR-Z auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Honda CR-Z auto insurance rates are $1,332 a year or $111 a month.
The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Hyundai Sonata Hybrid, and Honda Accord Hybrid.
Vehicle | Comprehensive | Collision | Liability | Total |
Buick LaCrosse | $320 | $566 | $338 | $1,360 |
Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
Lexus GS 450h | $394 | $774 | $398 | $1,724 |
Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
Even though the average annual rate for the Honda CR-Z is $1,332, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda CR-Z.
The average Honda CR-Z auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Honda CR-Z are $1,332, while 2011 Honda CR-Z rates are $1,160, a difference of $172.
Model Year | Comprehensive | Collision | Liability | Total |
2016 Honda CR-Z | $298 | $446 | $430 | $1,332 |
2015 Honda CR-Z | $282 | $430 | $442 | $1,312 |
2014 Honda CR-Z | $270 | $400 | $452 | $1,280 |
2013 Honda CR-Z | $260 | $376 | $456 | $1,250 |
2012 Honda CR-Z | $248 | $338 | $460 | $1,204 |
2011 Honda CR-Z | $232 | $310 | $460 | $1,160 |
Driver age can have a significant impact on Honda CR-Z auto insurance rates. As an example, a 40-year-old driver could pay $141 less each month for their Honda CR-Z auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Los Angeles may pay $1,146 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Honda CR-Z auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z auto insurance rates with violations on their driving record.
Your Honda CR-Z auto insurance rates are tied to the Honda CR-Z’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | G |
---|---|
Small overlap front: passenger-side | G |
Moderate overlap front | G |
Side | G |
Roof strength | G |
Head restraints and seats | G |
Source: Insurance Institute for Highway Safety |
The crash test ratings of the Honda CR-Z can impact your Honda CR-Z auto insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
2016 Honda CR-Z 3 HB FWD | 4 stars | 4 stars | 3 stars | 5 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Honda CR-Z safety features can lower the cost of your insurance. The safety features for the 2020 Honda CR-Z include:
The Honda CR-Z’s insurance loss probability varies between different coverage types. The lower percentage means lower Honda CR-Z auto insurance costs; higher percentages mean higher Honda CR-Z auto insurance costs.
Insurance Coverage Category | Loss Rate |
Collision | 6% |
---|---|
Property Damage | -13% |
Comprehensive | -17% |
Personal Injury | -2% |
Medical Payment | no data |
Bodily Injury | no data |
Source: Insurance Institute for Highway Safety |
When financing a Honda CR-Z, most lenders will require your carry higher Honda CR-Z coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-Z car insurance rates from the best companies using our FREE tool below.
If you want to reduce the cost of your Honda CR-Z insurance rates, follow these tips below:
Several insurance companies offer competitive rates for the Honda CR-Z based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda CR-Z drivers organized by market share.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
You can start comparing quotes for Honda CR-Z insurance from some of the top auto insurance companies by using our free online tool today.
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