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Online Honda CR-Z Insurance Rates [Rates + Coverage Guide]

Key takeaways:

  • Full coverage costs around $1,332 a year or $111 each month
  • A liability-only policy costs around $534 a year or $45 each month
  • Highest rates are for teenage drivers at around $4,868 a year or $406 each month
  • Good drivers can save as much as $549 a year by earning policy discounts
  • Honda CR-Z insurance costs around $187 less per year than the average vehicle

Honda CR-Z insurance rates are $187 cheaper than the average vehicle. Honda CR-Z full coverage rates are $111 per month, but liability-only coverage costs $45. Continue reading to learn how you can save money on Honda CR-Z insurance rates.

You can start comparing quotes for Honda CR-Z auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Table of Contents

Honda CR-Z Insurance Cost

The average Honda CR-Z auto insurance rates are $1,332 a year or $111 a month.

Are Honda CR-Zs Expensive to Insure?

The chart below details how Honda CR-Z insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Hyundai Sonata Hybrid, and Honda Accord Hybrid.

Vehicle Comprehensive Collision Liability Total
Buick LaCrosse $320 $566 $338 $1,360
Hyundai Sonata Hybrid $322 $626 $420 $1,548
Honda Accord Hybrid $362 $718 $316 $1,532
Ford Fusion Energi $336 $626 $372 $1,492
Lexus GS 450h $394 $774 $398 $1,724
Chrysler Pacifica Hybrid $370 $656 $338 $1,500
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However, there are a few things you can do to find the cheapest Honda insurance rates online.

What Impacts the Cost of Honda CR-Z Insurance?

Even though the average annual rate for the Honda CR-Z is $1,332, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Honda CR-Z.

Age of the Vehicle

The average Honda CR-Z auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Honda CR-Z are $1,332, while 2011 Honda CR-Z rates are $1,160, a difference of $172.

Model Year Comprehensive Collision Liability Total
2016 Honda CR-Z $298 $446 $430 $1,332
2015 Honda CR-Z $282 $430 $442 $1,312
2014 Honda CR-Z $270 $400 $452 $1,280
2013 Honda CR-Z $260 $376 $456 $1,250
2012 Honda CR-Z $248 $338 $460 $1,204
2011 Honda CR-Z $232 $310 $460 $1,160
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Driver Age

Driver age can have a significant impact on Honda CR-Z auto insurance rates. As an example, a 40-year-old driver could pay $141 less each month for their Honda CR-Z auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Honda CR-Z insurance rates. For example, drivers in Los Angeles may pay $1,146 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Honda CR-Z auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-Z auto insurance rates with violations on their driving record.

Honda CR-Z Safety Ratings

Your Honda CR-Z auto insurance rates are tied to the Honda CR-Z’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side G
Small overlap front: passenger-side G
Moderate overlap front G
Side G
Roof strength G
Head restraints and seats G
Source: Insurance Institute for Highway Safety
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Honda CR-Z Crash Test Ratings

The crash test ratings of the Honda CR-Z can impact your Honda CR-Z auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2016 Honda CR-Z 3 HB FWD 4 stars 4 stars 3 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Honda CR-Z Safety Features

Honda CR-Z safety features can lower the cost of your insurance. The safety features for the 2020 Honda CR-Z include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Integrated Turn Signal Mirrors
  • Traction Control

Honda CR-Z Insurance Loss Probability

The Honda CR-Z’s insurance loss probability varies between different coverage types. The lower percentage means lower Honda CR-Z auto insurance costs; higher percentages mean higher Honda CR-Z auto insurance costs.

Insurance Coverage Category Loss Rate
Collision 6%
Property Damage -13%
Comprehensive -17%
Personal Injury -2%
Medical Payment no data
Bodily Injury no data
Source: Insurance Institute for Highway Safety
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Honda CR-Z Finance and Insurance Cost

When financing a Honda CR-Z, most lenders will require your carry higher Honda CR-Z coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-Z car insurance rates from the best companies using our FREE tool below.

Ways to Save on Honda CR-Z Insurance

If you want to reduce the cost of your Honda CR-Z insurance rates, follow these tips below:

  • Never Drink and Drive Your Honda CR-Z
  • Consider Renting a Car Instead of Buying a Second Honda CR-Z
  • Ask About Discounts for People with Disabilities
  • Ask About Honda CR-Z Discounts If You Were Listed on Someone Else’s Policy
  • Renew Your Honda CR-Z Insurance Coverage to Avoid Lapses

Top Honda CR-Z Insurance Companies

Several insurance companies offer competitive rates for the Honda CR-Z based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Honda CR-Z drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Honda CR-Z Insurance Quotes Online

You can start comparing quotes for Honda CR-Z insurance from some of the top auto insurance companies by using our free online tool today.


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