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Ford Fusion Hybrid insurance rates cost $137 per month for full coverage and $55 per month for liability-only coverage. Continue reading to learn how you can save money on Ford Fusion Hybrid insurance rates through policy discounts.
You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Ford Fusion Hybrid auto insurance rates are $1,644 a year or $137 a month.
The chart below details how Ford Fusion Hybrid insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Buick LaCrosse, and Ford C-Max Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
The Ford Fusion Hybrid trim and model you choose will affect the total price you will pay for Ford Fusion Hybrid insurance coverage.
The average Ford Fusion Hybrid auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Ford Fusion Hybrid are $1,644, while the 2010 Ford Fusion Hybrid rates are $1,368, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| 2019 Ford Fusion Hybrid | $306 | $630 | $488 | $1,624 |
| 2018 Ford Fusion Hybrid | $294 | $626 | $498 | $1,618 |
| 2017 Ford Fusion Hybrid | $284 | $610 | $520 | $1,614 |
| 2016 Ford Fusion Hybrid | $274 | $586 | $536 | $1,596 |
| 2015 Ford Fusion Hybrid | $260 | $564 | $554 | $1,578 |
| 2014 Ford Fusion Hybrid | $250 | $524 | $564 | $1,538 |
| 2013 Ford Fusion Hybrid | $240 | $494 | $570 | $1,504 |
| 2011 Ford Fusion Hybrid | $214 | $408 | $574 | $1,396 |
| 2010 Ford Fusion Hybrid | $206 | $382 | $580 | $1,368 |
Driver age can have a significant impact on Ford Fusion Hybrid auto insurance rates. For example, 20-year-old drivers pay approximately $2,011 more each year for their Ford Fusion Hybrid auto insurance than 30-year-old drivers.
Where you live can have a large impact on Ford Fusion Hybrid insurance rates. For example, drivers in New York may pay $428 a year more than drivers in Chicago.
Your driving record can have an impact on the cost of Ford Fusion Hybrid auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fusion Hybrid auto insurance with violations on their driving record.
Your Ford Fusion Hybrid auto insurance rates are influenced by the safety ratings of the Ford Fusion Hybrid. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Not only do good Ford Fusion Hybrid crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Ford Fusion Hybrid auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fusion Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fusion Hybrid 4 DR FWD | 5 stars | 5 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The safety features of the Ford Fusion Hybrid can impact your Ford Fusion Hybrid auto insurance rates. The Ford Fusion Hybrid has the following safety features:
Another contributing factor that affects Ford Fusion Hybrid auto insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 25% |
|---|---|
| Property Damage | -3% |
| Comprehensive | -2% |
| Personal Injury | -8% |
| Medical Payment | -7% |
| Bodily Injury | -5% |
| Source: Insurance Institute for Highway Safety | |
When financing a Ford Fusion Hybrid, most lenders will require your carry higher Ford Fusion Hybrid coverage options including comprehensive coverage, so be sure to shop around and compare Ford Fusion Hybrid auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Ford Fusion Hybrid auto insurance. Below are five actions you can take to find cheap Ford Fusion Hybrid auto insurance rates.
Who is the best company for Ford Fusion Hybrid insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fusion Hybrid insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fusion Hybrid offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Ford Fusion Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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